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725 Utah St, Toledo, OH, 43605

4beds
1baths
1,322sqft
$79,900
$60price/sqft
$865/moest. monthly cost
$34,600/yrincome needed

About This Home

4 bed home with major updates in last 18 months include, new roof, windows, hot water tank, cosmetic updates paint. flooring, fixtures. Tenant occupied through February 2027 paying $1000/month plus all utilities. A solid investment for years to come with room for rent increases/value adds. Close to I-75 access, Hollywood Casino, revitalized Downtown Toledo, the all new Glass City Metro Park, Maumee River. Showings available with 24hr notice. Call today!

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

4/10
Navarre Elementary SchoolGrades PK-80.2 mi
3/10
Waite High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1916

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Block

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main

Features

  • Other
  • Flooring: Carpet,Luxury Vinyl
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,322
  • Total interior livable area: 1,322 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Upper

Property

Details

  • Parcel number: 0327894

Lot

  • Lot size: 3,049 sqft
  • Lot size dimensions: 30X102

Parking

  • Total spaces: 1
  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $404$4,848
Home Insurance *$158$1,896
Property Taxes $110$1,320
Electricity $193$2,320
Total$865$10,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,657/yr
40% on housing$25,950/yr
45% on housing$23,066/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$60This listing

vs Other Active Listings

Avg $/sqft

ZIP 43605$45
Lucas County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 43605$57
Lucas County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-08Price change$79,900
2026-05-23Listed for sale$84,900
2024-11-20Sold$42,000
2022-05-18Listing removed--
2022-04-14Contingent$25,000
2022-04-13Listed for sale$25,000
2005-12-27Sold$20,000
2005-05-19Sold$20,000
1998-04-29Sold$40,000

For Sale by Agent

AgentNicholas Novinsky
BrokerageKey Realty

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