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923 W Woodruff Ave, Toledo, OH, 43606

4beds
2baths
2,760sqft
$7,888
$3price/sqft
$342/moest. monthly cost
$13,680/yrincome needed

About This Home

Next Review of offers is April 30th, 2026 Lucas County Land Bank home with 4 to 5 beds. Super spacious home with natural hardwood floors and doors throughout. This would be one to bring back to life. 3 fireplaces, 2 car garage! Gigantic attic that can be turned into a nice game room for the family. There is a renovation application & proof of funds needed to purchase this home. Other Room-Attic. Major Systems: Furnace, W.Heater, Plumbing, Roof, Electrical, Interior. Land Bank replaced the roof in 2025.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

5/10
2/10

Construction

Condition

  • Year built: 1913

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Other
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Features: Cove Ceiling(s)
  • Level: Main

Bedroom3

  • Features: Fireplace
  • Level: Upper

Bedroom4

  • Features: Cove Ceiling(s)
  • Level: Upper

Bedroom5

  • Features: Vaulted Ceiling(s)
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Cove Ceiling(s)
  • Level: Main

Features

  • Built-in Features,Other
  • Flooring: Wood,Other
  • Fireplace features: Basement,Gas,Living Room,Master Bedroom,Recreation Room,Wood Burning
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Boiler,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 2,760
  • Total interior livable area: 2,760 sqft

Kitchen

  • Features: Cove Ceiling(s)
  • Level: Main

Living Room

  • Features: Cove Ceiling(s)
  • Level: Main

Other

  • Features: Cove Ceiling(s)
  • Level: Upper

Property

Details

  • Parcel number: 0457967
  • Zoning: RES

Features

  • Patio & porch: Enclosed Porch

Lot

  • Lot size: 10,018 sqft
  • Lot size dimensions: 10,000

Parking

  • Total spaces: 5
  • Parking features: Concrete,Detached Garage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $39$468
Home Insurance *$5$60
Property Taxes $2$24
Electricity $296$3,552
Total$342$4,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$11,725/yr
40% on housing$10,260/yr
45% on housing$9,120/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$3This listing

vs Other Active Listings

Avg $/sqft

ZIP 43606$112
Lucas County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 43606$133
Lucas County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-08Listed for sale$14,888
2019-05-08Listing removed$2,888
2019-04-19Price change$2,888
2019-03-18Price change$4,888
2019-01-25Price change$8,888
2018-12-21Price change$10,888
2018-11-10Listed for sale$14,888

For Sale by Agent

AgentEmory G. Whittington
BrokerageWhittington Group Realty

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