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436 Harrison Ave #15, Panama City, FL, 32401

--beds
1baths
656sqft
$387,500
$591price/sqft
$2,609/moest. monthly cost
$104,360/yrincome needed

About This Home

*The Mashburn Building | Historic Downtown Panama City* Experience a new chapter in Historic Downtown Panama City with The Mashburn Building--a signature four-story development designed to elevate urban living while honoring the character of downtown. This landmark project brings together modern luxury, industrial design, and the energy of a walkable city lifestyle. The third and fourth floors will feature distinctive industrial-style residential lofts, thoughtfully designed for both investors and those seeking upscale downtown living. Each residence showcases nearly 12-foot ceilings, polished concrete floors, and open, contemporary layouts that highlight the authentic character of loft-style spaces. Construction is currently underway, offering a rare opportunity to secure a residence in one of the area's most exciting revitalization projects, with an anticipated completion in April 2026. Step outside and enjoy immediate access to the vibrant atmosphere of Harrison Avenue, where boutique shops, art galleries, coffee houses, breweries, and entertainment venues create a dynamic downtown experience just steps from your door. Blending timeless architecture with modern design and community-centered living, The Mashburn Building is poised to become one of Downtown Panama City's most sought-after addresses. Reserve your loft today. *Disclaimer:* The renderings provided are for illustrative purposes only and may not represent the final product. Certain features, finishes, and details shown may include optional upgrades that are not included in the standard offering. Actual specifications, materials, and layouts may vary. Please consult with the builder or sales representative for complete details regarding available options and standard features.

Getting Around

71
WalkingVery Walkable
21
TransitMinimal Transit
51
BikeBikeable

Schools

2/10
Jinks Middle SchoolGrades 6-81.1 mi
4/10
Bay High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 2025

Materials

  • Construction materials: Brick,Concrete

Type & Style

  • Home type: Condo
  • Architectural style: Mid Rise
  • Property subType: Condominium

Interior

Bedroom

  • Level: First
  • Dimensions: 11.45 x 12.6

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1

Heating

  • Heating features: Electric

Interior Area

  • Total structure area: 656
  • Total interior livable area: 656 sqft

Kitchen

  • Level: First
  • Dimensions: 12.19 x 8

Living Room

  • Level: First
  • Dimensions: 16.35 x 12.3

Property

Details

  • Parcel number: 19553000000
  • Attached to another structure: Yes

Features

  • Stories: 4

Lot

  • Features: Paved
  • Lot size dimensions: Condo

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,959$23,508
Home Insurance *$263$3,156
Property Taxes $190$2,280
Electricity $197$2,366
Total$2,609$31,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,451/yr
40% on housing$78,270/yr
45% on housing$69,573/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$591This listing

vs Other Active Listings

Avg $/sqft

ZIP 32401$138
Bay County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 32401$201
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2024-03-29Listed for sale$387,500

For Sale by Agent

AgentKristen Counts Barr
BrokerageCounts Real Estate Group Inc

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