2643 N State Route 178 #144, Utica, IL, 61373
About This Home
JUST COMPLETED NEW CONSTRUCTION, RIGHT ON TIME FOR THE BUSY SEASON AT STARVED ROCK! This east-facing, end-unit cabin is ready for its new owners to move right in! As you arrive, you'll appreciate the fresh cabin logs & stone elevation. Just up the steps, walk in and you're greeted by the natural light that flows through the soaring back wall of windows. The spacious front foyer is flanked to the right by a main level full bathroom and to the left by the kitchen--equipped with all stainless steel appliances and white quartz counters, plus rooms for stools and a breakfast bar arrangement and ample space for an eating area table, before you make your way into the living room with 30 foot high ceilings!! The back windows create an amazing and peaceful view. Surround yourself around the fireplace to relax or entertain. Use the space as one large living area or add a full dining room table. Upstairs you'll find the private master bedroom with fireplace, soaking sub and separate shower. In the basement are two more large bedrooms and two more full bathrooms. The second bedroom has an en suite bathroom with soaking tub separate from the shower and a fireplace. The third bedroom is served by the full bathroom just down the hallway. A laundry room completes the lower level. A large balcony spans the back of the home! You are just a quick drive to Starved Rock State Park, Matthiessen State Park, Buffalo Rock and beautiful downtown Utica. Around 10 minutes to pretty much anywhere you need to be in the Illinois Valley and quick access to Route 80! Schedule you showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2025
Materials
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Construction materials: Stone,Other
Type & Style
- Home type: Townhouse
- Property subType: Townhouse,Single Family Residence
Interior
Appliances
- Appliances included: Range,Microwave,Dishwasher,Refrigerator,Stainless Steel Appliance(s)
- Laundry features: Washer Hookup
Basement
- Has basement: Yes
- Basement: Finished,Full
Bedroom2
- Features: Flooring (Vinyl),Window Treatments (Blinds)
- Level: Basement
- Area: 266
- Dimensions: 19X14
Bedroom3
- Features: Flooring (Vinyl),Window Treatments (Blinds)
- Level: Basement
- Area: 210
- Dimensions: 15X14
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 4
Dining Room
- Features: Flooring (Vinyl)
- Level: Main
- Area: 204
- Dimensions: 17X12
Eating Area
- Features: Flooring (Vinyl)
- Level: Main
- Area: 84
- Dimensions: 12X7
Features
- Vaulted Ceiling(s),1st Floor Full Bath
- Number of fireplaces: 3
- Fireplace features: Electric,Heatilator,Living Room,Master Bedroom,Bedroom
- Fireplace: Yes
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 2,800 sqft
Kitchen
- Features: Kitchen (Eating Area-Breakfast Bar,Eating Area-Table Space),Flooring (Ceramic Tile)
- Level: Main
- Area: 169
- Dimensions: 13X13
Laundry
- Features: Flooring (Other)
- Level: Basement
- Area: 49
- Dimensions: 7X7
Living Room
- Features: Flooring (Vinyl)
- Level: Main
- Area: 306
- Dimensions: 18X17
Master Bedroom
- Features: Flooring (Vinyl),Window Treatments (Blinds),Bathroom (Full)
- Level: Second
- Area: 272
- Dimensions: 17X16
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 2020401087
- Special condition: None
- Other equipment: TV-Cable,Ceiling Fan(s),Sump Pump
Features
- Exterior features: Balcony
Lot
- Lot size: 2,800 sqft
- Features: Backs to Trees/Woods
Parking
- Total spaces: 2
- Parking features: Asphalt,Unassigned,Yes,Owned
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Tornado
- Drought
- Hail
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $419 | $5,028 |
| Property Taxes | $474 | $5,688 |
| Electricity | $215 | $2,584 |
| Total | $2,624 | $31,488 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Listed for sale | $319,900 |
| 2022-03-24 | Listing removed | -- |
| 2022-02-19 | Price change | $160,000 |
| 2021-12-23 | Listed for sale | $169,900 |
| 2021-11-22 | Contingent | $169,900 |
| 2021-11-10 | Listed for sale | $169,900 |
| 2016-06-29 | Sold | $38,000 |
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