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115-42 224th Street, Cambria Heights, NY, 11411

4beds
2baths
1,257sqft
$740,000
$589price/sqft
$4,677/moest. monthly cost
$187,080/yrincome needed

About This Home

Charming brick Cape-style home nestled in the heart of Cambria Heights! This well-maintained residence features a bright and inviting living room, extended kitchen with island which flows into the dinning room This home offers 4 generously sized bedrooms and 2 bathrooms, including convenient first-floor bedrooms for flexible living. A full basement provides excellent additional space for recreation, storage and more. Situated on a 40X100 lot, this home also includes a private driveway and a 1-car detached garage for added convenience. Ideally located near shopping, schools, and public transportation, this home combines comfort and functionality. Don’t miss this fantastic opportunity!

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

4/10
Ps Ms 147 Ronald McnairGrades PK-80.3 mi
7/10
5/10
Is 192 The LindenGrades 6-81.1 mi

Construction

Condition

  • Property condition: Actual
  • Year built: 1945

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • First Floor Bedroom,First Floor Full Bath
  • Attic: None

Heating & Cooling

  • Heating features: Oil,Radiant
  • Cooling features: None

Interior Area

  • Total structure area: 1,257
  • Total interior livable area: 1,257 sqft

Other

  • Level: Basement

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 112870056
  • Special condition: None

Lot

  • Lot size: 4,000 sqft

Parking

  • Total spaces: 3
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tsunami

FEMA Declared Disasters in Queens County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,741$44,892
Home Insurance *$228$2,736
Property Taxes $462$5,544
Electricity $246$2,954
Total$4,677$56,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$160,354/yr
40% on housing$140,310/yr
45% on housing$124,720/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$589This listing

vs Other Active Listings

Avg $/sqft

ZIP 11411$498
Queens County$533

vs Homes Sold Last Month

Median $/sqft

ZIP 11411$567
Queens County$600

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Listed for sale$740,000

For Sale by Agent

AgentHans Michel
BrokerageBERKSHIRE HATHAWAY

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