See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

5 James Street, East Rockaway, NY, 11518

2beds
1baths
1,095sqft
$395,000
$361price/sqft
$2,972/moest. monthly cost
$118,880/yrincome needed

About This Home

Experience the essence of seaside living at this charming coastal retreat perfectly positioned for those who love life by the water. Nestled in a vibrant nautical community, this home offers proximity to marinas, boat slips, waterfront dining, and scenic canals. Inside, the home is filled with natural light and a breezy coastal feel, creating an inviting atmosphere that reflects the beauty of its surroundings—featuring 2 Bedrooms, an open layout, and a backyard oasis. Whether you’re heading out for a day on the water, enjoying sunset strolls along the shoreline, or entertaining after a day of boating, this property offers a lifestyle that blends comfort with coastal charm. A rare opportunity to embrace the nautical lifestyle you’ve been dreaming of — all in the heart of East Rockaway.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1925

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Gas Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Other
  • Attic: None

Heating & Cooling

  • Heating features: Baseboard,Other
  • Cooling features: None

Interior Area

  • Total structure area: 1,095
  • Total interior livable area: 1,095 sqft

Property

Details

  • Parcel number: 2089420920001220
  • Special condition: None

Lot

  • Lot size: 2,250 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Ice Storm
Winter Weather
Tsunami

FEMA Declared Disasters in Nassau County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$163$1,956
Property Taxes $566$6,792
Electricity $246$2,954
Total$2,972$35,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,897/yr
40% on housing$89,160/yr
45% on housing$79,253/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$361This listing

vs Other Active Listings

Avg $/sqft

ZIP 11518$392
Nassau County$567

vs Homes Sold Last Month

Median $/sqft

ZIP 11518$433
Nassau County$510

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-28Listed for sale$429,999
2024-11-26Sold$459,000
2024-10-10Pending sale$449,999
2024-10-01Listed for sale$449,999
2019-01-10Sold$295,000
2014-11-06Sold$82,000

For Sale by Agent

AgentJarlyn Cartagena
BrokerageKeller WIlliams Realty Liberty

Similar Homes