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526 Cincinnati St, Toledo, OH, 43611

4beds
2baths
3,413sqft
$120,000
$35price/sqft
$1,232/moest. monthly cost
$49,280/yrincome needed

About This Home

This expansive 3,413 sq ft property offers a truly unique opportunity, created from two homes combined into one impressive residence. Featuring two garages, an abundance of rooms, and flexible living spaces, the layout provides endless potential for customization and expansion. Additional areas offer the possibility to finish and add even more rooms, ideal for multi-generational living, home offices, or creative use. Property is being sold as-is and is perfect for buyers looking to renovate and add value. A rare find with size, versatility, and incredible potential.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

4/10
3/10
Woodward High SchoolGrades 8-121.1 mi

Construction

Condition

  • Year built: 1872

Materials

  • Foundation: Crawl Space,Pillar/Post/Pier
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range Connection,Gas Range Connection
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Main Level

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: Main

Bonus Room

  • Level: Upper

Bonus Room

  • Level: Upper

Den

  • Features: Pantry
  • Level: Main

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Open Floorplan,Pantry,Primary Bathroom,Smart Camera(s)/Recording,Walk-In Closet(s)
  • Flooring: Vinyl,Linoleum
  • Finished area below ground: 1
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 3,413
  • Total interior livable area: 3,413 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 1115461

Features

  • Patio & porch: Covered Porch
  • Exterior features: Private Yard
  • Fencing: Chain Link,Partial,Privacy

Lot

  • Lot size: 8,712 sqft
  • Features: Corner Lot
  • Lot size dimensions: 72X120

Parking

  • Total spaces: 10
  • Parking features: Concrete,Gravel,Detached Garage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$94$1,128
Property Taxes $166$1,992
Electricity $366$4,392
Total$1,232$14,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,240/yr
40% on housing$36,960/yr
45% on housing$32,853/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$35This listing

vs Other Active Listings

Avg $/sqft

ZIP 43611$73
Lucas County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 43611$137
Lucas County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-20Listed for sale$120,000
2019-10-04Sold$14,000
2019-10-02Pending sale$14,900
2019-09-10Price change$14,900
2019-09-06Listed for sale$16,000
2019-08-21Pending sale$16,000
2019-07-25Listed for sale$16,000
2018-10-24Sold$10,667
2018-08-14Listed for sale--
2004-07-13Sold$20,000

For Sale by Agent

AgentSamantha Faye Williams
BrokerageSerenity Realty LLC

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