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605 Waverly Ave, Toledo, OH, 43607

3beds
1baths
1,128sqft
$110,000
$98price/sqft
$1,053/moest. monthly cost
$42,120/yrincome needed

About This Home

Enjoy evenings on the back deck or morning coffee on the front porch. This 3bd/1ba home situated on 3 lots is move in ready. Its close proximity to UT would make a great rental opportunity. Appliances are less than a year old and they all stay. This home was totally remodeled in 2024. Updates include kitchen, bath, windows, roof, plumbing, electrical, fence and back deck. There is currently a home warranty in place that is transferrable and is good through April 11, 2026.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
59
BikeBikeable

Schools

5/10
2/10

Construction

Condition

  • Year built: 1913

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Water Heater,Dryer,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Den

  • Level: Main

Dining Room

  • Level: Main

Features

  • Door features: Door Screen(s)
  • Flooring: Vinyl
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,128
  • Total interior livable area: 1,128 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Upper

Property

Details

  • Parcel number: 1124407

Features

  • Levels: One and One Half
  • Patio & porch: Deck
  • Fencing: Wood

Lot

  • Lot size: 9,147 sqft
  • Features: Corner Lot
  • Lot size dimensions: 9,253

Parking

  • Total spaces: 3
  • Parking features: Gravel,Off Street,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $556$6,672
Home Insurance *$152$1,824
Property Taxes $152$1,824
Electricity $193$2,320
Total$1,053$12,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,102/yr
40% on housing$31,590/yr
45% on housing$28,080/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 43607$51
Lucas County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 43607$81
Lucas County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Listed for sale$110,000
2026-05-03Contingent$110,000
2026-03-28Listed for sale$110,000
2026-02-20Contingent$110,000
2025-12-02Price change$110,000
2025-11-13Price change$115,000
2025-10-30Price change$120,000
2025-10-08Listed for sale$125,000
2025-04-07Sold$100,000
2025-04-07Pending sale$104,900
2025-03-17Contingent$104,900
2025-02-28Listed for sale$104,900
2024-08-08Sold$18,888
2024-07-29Pending sale$18,888
2024-06-22Listed for sale$18,888

For Sale by Agent

AgentChristine Hartenfeld
BrokerageKey Realty LTD

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