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2345 Middlesex Dr, Toledo, OH, 43606

4beds
3baths
1,899sqft
$289,900
$153price/sqft
$2,276/moest. monthly cost
$91,040/yrincome needed

About This Home

Walk to UT main campus. Old Orchard Capecod! 4 Bed 2 and a 1/2 Bath in same family for 45+ yrs. 2 Bd up with full, bath, and 2 Bd down with full bath. extra 1/2 bath on first floor. Original mid-century ceramic tile in all baths, hardwood floors on 1st floor in living area. L shaped fireplace in living rm. / dinning rm. Character and charm. You can hear the football games and bell tower.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
1/10
Start High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1954

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Aluminum Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Water Heater,Other
  • Laundry features: In Basement,Other

Basement

  • Has basement: Yes

Bedroom2

  • Features: Ceiling Fan(s)
  • Level: Main

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Fireplace,Living Room/Dining Combo
  • Level: Main

Features

  • Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,Storage
  • Flooring: Carpet,Ceramic Tile,Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Other
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,899
  • Total interior livable area: 1,899 sqft

Kitchen

  • Level: Main

Library

  • Features: Ceiling Fan(s)
  • Level: Main

Living Room

  • Features: Fireplace,Living Room/Dining Combo
  • Level: Main

Other

  • Features: Ceiling Fan(s)
  • Level: Main

Property

Details

  • Parcel number: 1154395

Features

  • Levels: One and One Half
  • Exterior features: Private Yard
  • Fencing: Chain Link

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 50X150

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Off Street,Detached Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance *$207$2,484
Property Taxes $401$4,812
Electricity $203$2,444
Total$2,276$27,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,034/yr
40% on housing$68,280/yr
45% on housing$60,693/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 43606$108
Lucas County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 43606$133
Lucas County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$289,900

For Sale by Agent

AgentJonathan Nissen
BrokerageKey Realty LTD

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