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1825 Jermain Dr, Toledo, OH, 43606

3beds
2baths
1,281sqft
$114,900
$90price/sqft
$1,013/moest. monthly cost
$40,520/yrincome needed

About This Home

Well-kept home with long-term pride of ownership throughout. This turn-key property offers a clean, dependable living experience with all major components performing as expected. Features include a long driveway leading to a true 2-car garage, plus a screened-in porch perfect for relaxing or additional seasonal living space. The interior has been gently lived in and maintained with care, and the exterior provides easy, low-maintenance upkeep. A solid, worry-free home ready for its next owner with no immediate projects needed.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
55
BikeBikeable

Schools

4/10
McKinley STEMM AcademyGrades K-80.5 mi
1/10
Start High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1923

Materials

  • Foundation: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walk-Up Access,Walk-Out Access,Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total structure area: 1,281
  • Total interior livable area: 1,281 sqft

Property

Details

  • Parcel number: 1620184

Features

  • Levels: Two

Lot

  • Lot size: 5,227 sqft

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $580$6,960
Home Insurance *$82$984
Property Taxes $158$1,896
Electricity $193$2,320
Total$1,013$12,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,731/yr
40% on housing$30,390/yr
45% on housing$27,013/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$90This listing

vs Other Active Listings

Avg $/sqft

ZIP 43606$111
Lucas County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 43606$133
Lucas County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$114,900
2026-07-16Listed for sale$114,900
1994-11-10Sold$55,000

For Sale by Agent

AgentAntwann Williams
BrokerageStyer RE Professionals

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