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637 Milton St, Toledo, OH, 43605

4beds
2baths
1,682sqft
$47,500
$28price/sqft
$591/moest. monthly cost
$23,640/yrincome needed

About This Home

Check out this 4 bedroom, 1.5 bathroom rental priced to sell quick! Great price for a rental to add to the portfolio!

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

4/10
Navarre Elementary SchoolGrades PK-80.1 mi
3/10
Waite High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1896

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Aluminum Siding,Steel Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Other
  • Flooring: Carpet,Luxury Vinyl,Wood
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Window Unit(s),None

Interior Area

  • Total structure area: 1,682
  • Total interior livable area: 1,682 sqft

Other

  • Level: Main

Property

Details

  • Parcel number: 1626437

Features

  • Levels: One and One Half

Lot

  • Lot size: 3,920 sqft
  • Lot size dimensions: 33X113

Parking

  • Total spaces: 2
  • Parking features: Concrete,Off Street,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $240$2,880
Home Insurance *$93$1,116
Property Taxes $65$780
Electricity $193$2,320
Total$591$7,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$20,262/yr
40% on housing$17,730/yr
45% on housing$15,760/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$28This listing

vs Other Active Listings

Avg $/sqft

ZIP 43605$45
Lucas County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 43605$57
Lucas County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-27Listed for sale$49,900
2026-04-17Contingent$49,900
2026-03-20Price change$49,900
2025-11-11Price change$54,900
2025-10-14Price change$59,900
2025-09-18Price change$65,000
2025-08-02Listed for sale$69,900
2025-07-26Listing removed$65,000
2025-06-30Listed for sale$65,000
2025-05-02Pending sale$65,000
2025-03-31Contingent$65,000
2025-02-14Listed for sale$65,000
2014-10-17Sold$8,000
2014-09-15Listed for sale$16,000

For Sale by Agent

AgentDavid Garcia
BrokerageKey Realty LTD

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