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27 Carter Street, Newburgh, NY, 12550

2beds
4baths
2,950sqft
$480,000
$163price/sqft
$3,879/moest. monthly cost
$155,160/yrincome needed

About This Home

OUTSTANDING MULTI-FAMILY INVESTMENT PROPERTY Brick building with four units in good condition, featuring good-paying tenants, numerous upgrades, a nice backyard, and solid income.

Getting Around

84
WalkingVery Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

2/10
South Middle SchoolGrades 6-80.7 mi

Construction

Condition

  • Year built: 1890

Materials

  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Quadruplex,Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Other

Heating & Cooling

  • Heating features: Baseboard,Other
  • Cooling features: None

Interior Area

  • Total structure area: 2,950
  • Total interior livable area: 2,950 sqft

Property

Details

  • Parcel number: 3311000220000005012.0000000
  • Special condition: None

Lot

  • Lot size: 2,675 sqft

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Winter Weather

FEMA Declared Disasters in Orange County and New York

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,427$29,124
Home Insurance *$157$1,884
Property Taxes $808$9,696
Electricity $487$5,850
Total$3,879$46,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,994/yr
40% on housing$116,370/yr
45% on housing$103,440/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.9%
-1.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 12550$207
Orange County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 12550$248
Orange County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Listed for sale$480,000
2016-12-20Sold$65,900

For Sale by Agent

AgentMoses Zwiebel
BrokerageMS Realty Group USA, Inc

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