445 4th St, Toledo, OH, 43605
About This Home
Well-maintained duplex featuring two 2-bedroom, 1-bath units, located within walking distance of the Marina District. Both units are currently occupied and generate $600/month each, making this a solid cash-flow property. Recent updates include new flooring, fresh interior paint, and updated plumbing. The roof was replaced in 2016, and the exterior has been freshly painted. Each unit has separate furnaces, water heaters, and utilities, keeping expenses simple and tenant-friendly. Sold As-Is. Tenant rights apply. please do not disturb tenants. Showings will be scheduled with an accepted offer
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1907
Materials
- Foundation: Block,Crawl Space
- Roof: Shingle
- Construction materials: Aluminum Siding,Steel Siding
Type & Style
- Home type: MultiFamily
- Property subType: Duplex
Interior
Appliances
- Appliances included: Microwave,Water Heater,Refrigerator
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Block,Partial
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
Features
- Other
- Flooring: Carpet,Vinyl,Laminate
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 1,760
- Total interior livable area: 1,760 sqft
Property
Details
- Parcel number: 1702101
Features
- Patio & porch: Front Porch
- Exterior features: Other
Lot
- Lot size: 2,613 sqft
- Features: Other
- Lot size dimensions: 2,700
Parking
- Total spaces: 2
- Parking features: On Street,None,Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Ice Storm
- Strong Wind
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Ohio Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $419 | $5,028 |
| Home Insurance * | $164 | $1,968 |
| Property Taxes | $114 | $1,368 |
| Electricity | $193 | $2,320 |
| Total | $890 | $10,680 |
Income You'd Need if You Spent...
Ohio FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-13 | Price change | $95,000 |
| 2026-01-09 | Price change | $100,000 |
| 2025-09-05 | Listed for sale | $99,900 |
| 2025-08-25 | Listing removed | $125,000 |
| 2025-02-28 | Listed for sale | $125,000 |
| 2025-02-27 | Listing removed | $125,000 |
| 2024-10-21 | Price change | $125,000 |
| 2024-08-27 | Price change | $110,000 |
| 2022-04-18 | Pending sale | $50,000 |
| 2022-04-15 | Sold | $50,000 |
| 2022-03-29 | Contingent | $50,000 |
| 2022-03-28 | Listed for sale | $50,000 |
| 2001-07-10 | Sold | $34,500 |
View on Zillow