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838 Diamond Ridge Loop, Florence, MT, 59833

3beds
3baths
1,750sqft
$684,000
$391price/sqft
$4,027/moest. monthly cost
$161,080/yrincome needed

About This Home

This 3 bd, 2.5 ba newly built home has a fantastic floorplan, contemporary style and magnificent views! The primary bedroom and bath are full of natural light and arranged perfectly with a large closet in-between. The open, vaulted, living/dining/kitchen feels the perfect size. 5 acres in a great location that is far enough out but still a convenient and easy commute to Missoula. Come check it out!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

4/10
Florence-Carlton 7-8Grades 6-85.4 mi
4/10

Construction

Condition

  • New construction: Yes
  • Year built: 2024

Materials

  • Foundation: Poured
  • Roof: Composition
  • Construction materials: Batts Insulation,Blown-In Insulation,Masonite,Wood Frame

Other

  • Builder name: Shane Davis

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator,Propane Water Heater
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Gas,Propane
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,750 sqft

Property

Details

  • Parcel number: 13187015101330000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Propane Tank - Owned
  • Horses can be raised: Yes

Lot

  • Lot size: 5 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Wildfire
Winter Weather
Ice Storm
Lightning

FEMA Declared Disasters in Ravalli County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,458$41,496
Home Insurance $184$2,208
Property Taxes $234$2,808
Electricity $151$1,812
Total$4,027$48,324

Income You'd Need if You Spent...

35% on housing$138,068/yr
40% on housing$120,810/yr
45% on housing$107,386/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.4%
13.4%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$391This listing

vs Other Active Listings

Avg $/sqft

ZIP 59833$288
Ravalli County$331

vs Homes Sold Last Month

Median $/sqft

ZIP 59833
Ravalli County$296

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Price change$714,000
2025-09-17Listed for sale$715,000

New Construction

AgentTrever Throop
BrokerageFlying Hawkes Real Estate

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