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814 Cuthbert Rd, Toledo, OH, 43607

2beds
2baths
1,323sqft
$120,000
$91price/sqft
$1,131/moest. monthly cost
$45,240/yrincome needed

About This Home

Charming Home with Great Potential! This inviting single-family home is full of opportunity for the right buyer. Featuring one bedroom on the main floor and a spacious upstairs dormer that serves as a second bedroom, this home offers a functional layout with plenty of character. The full basement provides ample storage or additional workspace, while the detached garage adds convenience. With just a little TLC, this property can truly shine. Whether you're a first-time homebuyer, downsizing, or looking for an investment opportunity, this home is ready for your personal touch. Don't miss the chance to make it your own!! THIS PROPERTY IS AN AS-IS SALE

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

4/10
Keyser Elementary SchoolGrades PK-80.8 mi
2/10
Rogers High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1945

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Range,Gas Range,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Features

  • Eat-in Kitchen,Storage
  • Flooring: Carpet,Linoleum
  • Finished area below ground: 963
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,323
  • Total interior livable area: 1,323 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 2091764

Features

  • Levels: One and One Half

Lot

  • Lot size: 6,969 sqft
  • Lot size dimensions: 50X140

Parking

  • Total spaces: 1.5
  • Parking features: On Street,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$166$1,992
Property Taxes $166$1,992
Electricity $193$2,320
Total$1,131$13,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,777/yr
40% on housing$33,930/yr
45% on housing$30,160/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$91This listing

vs Other Active Listings

Avg $/sqft

ZIP 43607$50
Lucas County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 43607$81
Lucas County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$120,000

For Sale by Agent

AgentCarmen L Richardson
BrokerageKeller Williams Citywide

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