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231 W State Line Rd, Toledo, OH, 43612

2beds
2baths
1,316sqft
$229,900
$175price/sqft
$1,923/moest. monthly cost
$76,920/yrincome needed

About This Home

This stunning two bedroom Washington Local brick ranch w/attached 2.5 car garage features so much character you just have to see it! Brand new roof and gutters with 50 year warranty and newer hot water tank. Enjoy cool evenings in the garage with a custom screened in door feature or A/C built in. Gorgeous fully remodeled bathroom, newer carpet and flooring and original pocket doors add character throughout. Tons of closet space and working attic fan. Utility room comes with dryer hook up for both gas or electric and extra toilet. All season porch is both heated and comes with A/C. This property features a gorgeous large semi wooded lot and is situated on nearly an acre of land. Added bonus of a detached one car garage on property as well. **A/C unit needs replaced

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

4/10
3/10
Whitmer High SchoolGrades 8-123.1 mi
7/10

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Water Heater,Electric Oven,Electric Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Inside,Main Level

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Cove Ceiling(s)
  • Flooring: Carpet,Tile
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Boiler,Natural Gas
  • Cooling features: Attic Fan,Central Air

Interior Area

  • Total structure area: 1,316
  • Total interior livable area: 1,316 sqft

Kitchen

  • Level: Main

Living Room

  • Features: Cove Ceiling(s)
  • Level: Main

Other

  • Level: Main

Sun Room

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 2201049

Features

  • Levels: One
  • Patio & porch: Rear Patio,Enclosed Porch

Lot

  • Lot size: 0.87 Acres
  • Lot size dimensions: 90 FF

Parking

  • Total spaces: 2.5
  • Parking features: Asphalt,Attached Garage,Detached Garage,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Ice Storm
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$250$3,000
Property Taxes $318$3,816
Electricity $193$2,320
Total$1,923$23,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,931/yr
40% on housing$57,690/yr
45% on housing$51,280/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 43612$63
Lucas County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 43612$100
Lucas County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Listed for sale$229,900
2026-08-07Contingent$229,900
2026-06-25Listed for sale$229,900
2019-08-23Sold$85,000
2011-04-11Sold$78,000
1995-06-20Sold$90,500

For Sale by Agent

AgentAmanda Sheely
BrokerageEpic Homes Real Estate

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