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492-518 524 Scruggs Cir, Canton, NC, 28716

4beds
2baths
1,830sqft
$325,000
$178price/sqft
$2,108/moest. monthly cost
$84,320/yrincome needed

About This Home

This 2.45-acre property just N of Canton is a great opportunity for someone looking to invest or live w/family. It has 3 homes: a site-built house, a single-wide mobile home, & small cottage. You can live in one & rent the other two, or rent all three to make extra income. The land is unrestricted, so you have the freedom to use it in many ways. It was once home to horses and still has plenty of space for animals, gardens, or outdoor fun. There’s also a large 2-bay garage that can be used as a workshop or for storage. You’ll enjoy the peaceful setting w/open land, pretty mountain views, & quiet creek that runs along one side of the property. Even though it feels private, it’s just a short drive to downtown Canton, Waynesville, & Asheville. Tenants are living in the site-built house, so showings are by appointment only. Please do not visit without permission. This property may qualify for up to 10 down payment help programs. Call today to learn more.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
North Canton ElementaryGrades PK-51.6 mi
8/10
Canton MiddleGrades 6-82.8 mi
8/10
Pisgah HighGrades 9-123.1 mi

Construction

Condition

  • Year built: 1932

Materials

  • Foundation: Crawl Space
  • Construction materials: Aluminum,Wood

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Traditional
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Electric Range
  • Laundry features: None

Basement

  • Basement: Exterior Entry

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Total Primary Heated Living Area: 920
  • Finished area below ground: 0
  • Finished area above ground: 920

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 920
  • Total interior livable area: 1,830 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 8668606000
  • Zoning: None
  • Special condition: Subject to Lease

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Long Range,Mountain(s),Winter,Year Round
  • Waterfront features: None

Lot

  • Lot size: 2.45 Acres

Parking

  • Parking features: Detached Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Hail
Landslide
Tornado
Winter Weather

FEMA Declared Disasters in Haywood County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$122$1,464
Property Taxes $143$1,716
Electricity $200$2,405
Total$2,108$25,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,274/yr
40% on housing$63,240/yr
45% on housing$56,213/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 28716$218
Haywood County$210

vs Homes Sold Last Month

Median $/sqft

ZIP 28716$254
Haywood County$246

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-02Listed for sale$325,000
2025-09-09Listing removed$325,000
2025-07-19Price change$325,000
2024-08-31Price change$359,000
2024-04-06Price change$379,900
2023-10-24Price change$399,000
2023-08-10Price change$419,900
2023-07-20Listed for sale$424,900

For Sale by Agent

AgentMartin Burson
BrokerageRE/MAX Executive

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