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5228 Rowland Rd, Toledo, OH, 43613

2beds
1baths
914sqft
$154,900
$169price/sqft
$1,307/moest. monthly cost
$52,280/yrincome needed

About This Home

Completely renovated and MOVE-IN ready home in Washington Local School District. This home features new luxury waterproof LVP flooring, fresh paint, a remodeled bath, and an updated kitchen with new cabinets, butcher block countertops, plus a new refrigerator, dishwasher, and sink disposal. Range/oven included. Enjoy an attached garage and a rare nearly ¾-acre waterfront yard—ideal for gardening, entertaining, or homesteading.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

5/10
7/10
3/10
Whitmer High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1917

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Water Heater,Disposal,Gas Oven,Gas Range,Gas Range Connection,Refrigerator
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main

Features

  • Eat-in Kitchen,Open Floorplan
  • Flooring: Luxury Vinyl
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 914
  • Total interior livable area: 914 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 2241497
  • Other equipment: None

Features

  • Levels: One
  • Exterior features: Private Yard,Storage
  • On waterfront: Yes
  • Waterfront features: Creek

Lot

  • Lot size: 0.69 Acres
  • Lot size dimensions: 100X302

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$117$1,404
Property Taxes $214$2,568
Electricity $193$2,320
Total$1,307$15,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,811/yr
40% on housing$39,210/yr
45% on housing$34,853/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 43613$71
Lucas County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 43613$125
Lucas County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Price change$159,900
2026-03-20Price change$164,900
2026-01-19Listed for sale$169,900
2021-02-11Sold$40,034
2021-01-25Pending sale$39,000
2021-01-13Listed for sale$39,000
2020-12-09Sold$32,000
2020-10-20Listed for sale--
2020-07-14Listing removed--
2020-02-23Listing removed$55,000
2019-09-05Listed for sale$55,000
2019-09-05Pending sale$55,000
2019-08-22Listed for sale$55,000
2007-06-12Sold$66,500

For Sale by Agent

AgentNicholas Huscroft
BrokerageChosen Real Estate Group

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