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2641 Gracewood Rd, Toledo, OH, 43613

3beds
1baths
1,178sqft
$169,900
$144price/sqft
$1,416/moest. monthly cost
$56,640/yrincome needed

About This Home

Welcome home to this charming home in the desirable Washington Local School District. Featuring 3 bedrooms and 1 full bath, this home offers numerous updates throughout. The spacious upper-level dormer serves as a large primary bedroom with plenty of room to relax. The basement provides abundant storage along with flexible space for a rec room, home office, or additional living area. A newer garage adds even more value and convenience. Cute, well-maintained, and full of potential, this is the perfect place to make your own. Schedule your private showing today!

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

5/10
7/10
3/10
Whitmer High SchoolGrades 8-121.2 mi

Construction

Condition

  • Year built: 1943

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Dryer,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Block

Bedroom2

  • Level: Main

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s),Cove Ceiling(s)
  • Flooring: Luxury Vinyl
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,178
  • Total interior livable area: 1,178 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 2272114

Features

  • Levels: One and One Half

Lot

  • Lot size: 5,227 sqft
  • Lot size dimensions: 40X132

Parking

  • Total spaces: 2
  • Parking features: Detached Garage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$129$1,548
Property Taxes $235$2,820
Electricity $193$2,320
Total$1,416$16,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,548/yr
40% on housing$42,480/yr
45% on housing$37,760/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 43613$71
Lucas County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 43613$125
Lucas County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$164,900
2026-08-05Price change$168,500
2026-07-24Listed for sale$169,900
2014-07-17Sold$79,000
2011-01-01Listing removed$98,000
2010-12-21Listed for sale$98,000
2010-05-24Sold$63,400
2010-03-06Listed for sale$74,900
2010-02-25Sold$56,667
2003-08-05Sold$99,900

For Sale by Agent

AgentShelly Betz
BrokerageSerenity Realty LLC

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