5538 County Road 6 SW, Howard Lake, MN, 55349
About This Home
Experience the perfect blend of comfort and lakeside serenity in this impeccably maintained side-by-side townhome situated on the shores of Howard Lake. This home offers a lifestyle of ease with comprehensive association-provided maintenance and shared amenities, including access to a shared dock for summer recreation. The interior features gorgeous natural woodwork throughout, adding warmth and character to the functional one-bedroom, two-bathroom layout. Enjoy picturesque lake views from the main level, the private deck, and the walkout patio, or retreat to the spacious lower-level family room anchored by a cozy gas fireplace. Completing the property is a double-deep garage that provides ample space for vehicles and additional storage. This property’s low-maintenance lifestyle and prime lakeside location also make it an excellent opportunity for use as a rental property.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2001
Type & Style
- Home type: Townhouse
- Property subType: (TH) Side x Side
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Washer
- Laundry features: In Basement,Sink
Basement
- Has basement: Yes
- Basement: Finished,Full,Walk-Out Access
Bedroom
- Level: Main
- Area: 221
- Dimensions: 13x17
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Deck
- Level: Main
- Area: 171
- Dimensions: 19x9
Dining Room
- Level: Main
- Area: 160
- Dimensions: 10x16
Family Room
- Level: Lower
- Area: 665
- Dimensions: 19x35
Features
- Number of fireplaces: 1
- Fireplace features: Family Room,Gas
- Fireplace: Yes
- Finished area below ground: 672
- Finished area above ground: 912
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,780
- Total interior livable area: 1,780 sqft
Kitchen
- Level: Main
- Area: 100
- Dimensions: 10x10
Laundry
- Level: Lower
- Area: 160
- Dimensions: 10x16
Living Room
- Level: Main
- Area: 220
- Dimensions: 20x11
Patio
- Level: Lower
- Area: 228
- Dimensions: 19x12
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 109060000020
- Attached to another structure: Yes
- Zoning description: Residential-Single Family
- Foundation area: 868
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Patio
- On waterfront: Yes
- Waterfront features: Lake Front
Lot
- Lot size: 871.20 sqft
- Features: Accessible Shoreline,Irregular Lot,Tree Coverage - Light
- Lot size dimensions: 0.0208
Parking
- Total spaces: 2
- Parking features: Detached Garage,Asphalt,Tandem Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Hail
- Tornado
- Winter Weather
- Cold Wave
- Heat Wave
- Inland Flooding
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Wright County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance * | $223 | $2,676 |
| Property Taxes | $277 | $3,324 |
| Electricity | $170 | $2,050 |
| Total | $2,439 | $29,268 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Price change | $365,000 |
| 2026-05-01 | Listed for sale | $375,000 |
| 2024-12-20 | Sold | $337,000 |
| 2024-12-19 | Pending sale | $337,000 |
| 2024-10-30 | Listing removed | $339,000 |
| 2024-09-19 | Price change | $339,000 |
| 2024-05-16 | Listed for sale | $349,000 |
| 2022-05-18 | Sold | $309,000 |
| 2022-04-27 | Pending sale | $300,000 |
| 2022-04-08 | Listed for sale | $300,000 |
| 2022-02-25 | Listing removed | -- |
| 2021-12-20 | Pending sale | $249,900 |
| 2021-11-26 | Listed for sale | $249,900 |
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