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5016 Mooreland Oaks Way, Mount Holly, NC, 28120

4beds
3baths
2,820sqft
$500,000
$177price/sqft
$3,375/moest. monthly cost
$135,000/yrincome needed

About This Home

Welcome to 5016 Mooreland Oaks Way, a nearly new 2023 build in the Mooreland Oaks community of Mount Holly, set along a quiet, tree lined street just minutes from the Catawba River. Thoughtfully designed, beautifully finished, and with plenty of room to grow, this is the kind of home that feels just as good for everyday life as it does for the moments you look forward to most. The main level opens up the way a modern floor plan should, seamless, connected, and designed to move easily from one space to the next. The kitchen is made for entertaining, with crisp white shaker cabinetry, a subway tile backsplash, and a farmhouse apron sink set beneath a bank of windows. A full stainless appliance suite includes a built in wall oven and gas cooktop with a vented hood. A long center island anchors the space beneath pendant lighting, creating a natural connection between the kitchen, dining area, and living room while still giving each space room to breathe. A separate flex room on the main level offers plenty of options as a playroom, home office, or whatever fits your needs. Just beyond it, a thoughtfully designed drop zone off the foyer gives backpacks, groceries, and muddy shoes a place to land. A half bath rounds out the level, convenient for guests without sitting in the middle of the living space. Upstairs, the primary suite is genuinely spacious, with plenty of room for a king bed and then some, along with a walk in closet. The ensuite bath feels like a retreat, featuring a frameless glass walk in shower wrapped floor to ceiling in marble look tile, a rain shower head with a separate handheld, dual sinks, and a private water closet. Three additional bedrooms and another full bath leave plenty of room for family, guests, or whatever comes next. A second dedicated flex room upstairs gives you even more options, whether that means a media room, home library, playroom, or simply extra space to spread out. Outside, the fully fenced backyard is flat, private, and backed by mature trees that create a quiet, green backdrop. The patio is an easy spot for morning coffee, dinner outside, or winding down at the end of the day, while an attached two car garage takes care of the practical side of things. Mount Holly itself has become one of the more interesting places to land just west of Charlotte, a genuine river town along the Catawba, bordered by Mountain Island Lake, with a walkable Main Street that has grown into a destination of its own. Local restaurants, coffee shops like Black Sheep and Catawba Coffee, a brewery, and old mill buildings finding new life give the town a character that feels rooted in its history while still moving forward. Life here also puts the outdoors within easy reach. Tailrace Marina offers boat, kayak, and paddleboard rentals right on the water, while Tuckaseege Park and the Catawba Riverfront Greenway offer miles of trails without ever leaving town. Just across the river, the U.S. National Whitewater Center adds one of the Charlotte region's signature outdoor destinations to the mix. Quick access to I 85 puts Uptown Charlotte about 20 to 25 minutes away, with Charlotte Douglas International Airport closer still. Homes with this much room to grow do not come around often, and being in a town like Mount Holly makes the timing even better. Whether it is the flexibility of the main level, the retreat of the primary suite upstairs, or simply the quiet of a tree lined street just minutes from the river, 5016 Mooreland Oaks Way is easy to picture as more than just a house. It is the kind of place that can grow right along with you.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

8/10
5/10
5/10

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Wall Oven
  • Laundry features: Inside,Laundry Closet,Upper Level

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Area

  • Level: Main

Features

  • Built-in Features,Kitchen Island,Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,820

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,820
  • Total interior livable area: 2,820 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 3597460519
  • Zoning: Res
  • Special condition: Standard
  • Exclusions: Refrigerator

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Rear Porch
  • Fencing: Back Yard,Fenced,Full

Lot

  • Lot size: 0.17 Acres
  • Features: Wooded

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$167$2,004
Property Taxes $418$5,016
Electricity $262$3,151
Total$3,375$40,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,714/yr
40% on housing$101,250/yr
45% on housing$90,000/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 28120$172
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28120$199
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Listed for sale$500,000
2023-11-28Sold$440,000

For Sale by Agent

AgentJosh Finigan
BrokerageEXP Realty LLC Ballantyne

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