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805 Lakeforest Dr, Belmont, NC, 28012

5beds
5baths
3,797sqft
$959,000
$253price/sqft
$6,094/moest. monthly cost
$243,760/yrincome needed

About This Home

Welcome to 805 Lakeforest Drive in the highly sought-after McLean South Shore community of Belmont—where resort-style living meets everyday convenience. This like-new, impeccably maintained 5-bedroom, 4.5-bath home offers a rare opportunity to own a modern, move-in-ready property without the wait or premium of new construction. Situated on a 0.35-acre lot, the home overlooks a neighborhood pond and mature tree line, offering a unique combination of open views and privacy. With no homes directly across the street, you’ll enjoy a quiet setting along with frequent sightings of deer and resident bald eagles. The gourmet kitchen is thoughtfully designed with stacked cabinetry, soft-close doors, pullout shelving, quartz countertops, pendant lighting, a gas cooktop, and wall oven. Expansive windows and wide openings fill the home with natural light and create an airy, connected feel throughout the main living spaces, perfect for entertaining. The primary suite offers a true retreat with a spa-like bath featuring a frameless glass shower and freestanding soaking tub. The oversized closet connects directly to a well-appointed laundry room with built-in cabinetry and a sink for added convenience. Upstairs, a spacious loft provides flexible living space for a media room, office, or play area. Two bedrooms include en-suite baths—one on each level—ideal for guests or multigenerational living. All bathrooms feature full-height tiled shower and tub surrounds for a clean, upscale finish. Enjoy sunsets from the front porch with seasonal lake views through the trees, and take advantage of being just a short walk to Drift on Lake Wylie and the Morningstar Marina. The community also offers direct access to the Carolina Thread Trail, walkways to Daniel Stowe Conservancy and neighborhood amenities including a pool, clubhouse, playground, and lake access with kayak launch. Move-in ready and thoughtfully designed, this home blends modern comfort, natural beauty, and an unbeatable location within one of the area’s most desirable communities.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

10/10
10/10
Cramerton Middle SchoolGrades 6-85.3 mi
9/10
South Point High SchoolGrades 9-124.9 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Hardboard Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Exhaust Hood,Gas Cooktop,Microwave,Refrigerator with Ice Maker,Self Cleaning Oven,Tankless Water Heater,Wall Oven
  • Laundry features: Laundry Room,Sink,Upper Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Family Room

  • Level: Upper

Features

  • Drop Zone,Kitchen Island,Walk-In Closet(s),Walk-In Pantry
  • Door features: Sliding Doors
  • Flooring: Carpet,Tile,Vinyl
  • Fireplace features: Gas Log,Living Room
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 3,797

Flex Space

  • Level: Main

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,797
  • Total interior livable area: 3,797 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Office

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 310735
  • Zoning: RES
  • Special condition: Standard
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Covered,Front Porch,Patio
  • Has view: Yes
  • View description: Winter
  • Waterbody name: Lake Wylie

Lot

  • Lot size: 0.35 Acres
  • Features: Cleared,Sloped
  • Lot size dimensions: 83 x 147 x 117 x 160

Parking

  • Total spaces: 3
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage Faces Side,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,849$58,188
Home Insurance *$277$3,324
Property Taxes $615$7,380
Electricity $353$4,243
Total$6,094$73,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$208,937/yr
40% on housing$182,820/yr
45% on housing$162,506/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$253This listing

vs Other Active Listings

Avg $/sqft

ZIP 28012$209
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28012$223
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Price change$959,000
2026-04-17Listed for sale$975,000

For Sale by Agent

AgentJana Joy
BrokeragePremier South

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