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3022 Castle Loch Ln, Durham, NC, 27703

4beds
4baths
2,587sqft
$390,000
$151price/sqft
$2,614/moest. monthly cost
$104,560/yrincome needed

About This Home

Up to $5K towards closing costs with preferred lender Nick Overcash! Welcome to this stunning, nearly new end-unit townhome built in 2023 in the desirable Lochwood community, offering 4 bedrooms, 3.5 baths, and approximately 2,557 sq ft of bright, open living space. The first floor features a convenient bedroom and full bath--ideal for guests or office use--while the second level boasts an expansive great room with oversized windows and modern vinyl plank flooring, flowing into a chef's kitchen with large island, granite countertops, white cabinetry, gas range, and a deck for alfresco living. On the top level you'll find three additional bedrooms, including a large owner's suite, plus full bath and laundry. With a two-car garage, HOA-managed lawn care, community dog park and playground, and close proximity to Brier Creek, RTP, and Glenwood Avenue, this home is a perfect fit for your lifestyle. Trash & internet service included in HOA dues.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
4
BikeSomewhat Bikeable

Schools

4/10
5/10
Neal MiddleGrades 6-81.0 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Refrigerator,Washer/Dryer
  • Laundry features: Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Kitchen Island,Pantry,Quartz Counters,Walk-In Shower
  • Window features: Blinds
  • Flooring: Carpet,Tile,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,587
  • Common walls with other units/homes: 1 Common Wall, End Unit

Heating & Cooling

  • Heating features: Zoned
  • Cooling features: Zoned

Interior Area

  • Total structure area: 2,587
  • Total interior livable area: 2,587 sqft

Property

Accessibility

  • Accessibility features: Accessible Bedroom,Accessible Full Bath

Details

  • Parcel number: 0860550801
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Multi/Split, Three Or More, Tri-Level
  • Stories: 3
  • Patio & porch: Deck,Patio
  • Has view: Yes

Lot

  • Lot size: 3,484 sqft

Parking

  • Total spaces: 4
  • Parking features: Garage - Attached,Open
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado
Hail
Hurricane
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Durham County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,972$23,664
Home Insurance *$122$1,464
Property Taxes $280$3,360
Electricity $240$2,891
Total$2,614$31,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,622/yr
40% on housing$78,420/yr
45% on housing$69,706/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 27703$183
Durham County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 27703$205
Durham County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Listed for sale$400,000
2026-05-14Listing removed$415,000
2026-02-23Price change$415,000
2026-01-07Price change$425,000
2025-11-14Listed for sale$429,900
2025-10-01Listing removed$440,000
2025-08-04Price change$440,000
2025-06-28Price change$465,000
2025-06-05Price change$475,000
2025-03-24Listed for sale$485,000
2024-04-30Listing removed--
2024-04-04Listed for rent$2,200
2023-11-20Sold$429,500

For Sale by Agent

AgentAngie Cole
BrokerageLPT Realty LLC

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