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11425 Rachel Rd, Curtice, OH, 43412

2beds
1baths
650sqft
$124,000
$191price/sqft
$1,071/moest. monthly cost
$42,840/yrincome needed

About This Home

Fisherman, Boaters, Birders, Nature Lovers 11425 Rachel Road Curtice Ohio, Oregon Schools Small, cozy, bright 2 bedroom 1 bath home, 650 square feet on a beautiful half acre plus lot. The backyard looks pretty in all seasons. The cement block garage is huge and ugly! It serves as a great storage facility and car shelter. Perks: Walk to well supplied grocery store Walk to Howard Marsh Walk or bike to lake and marinas Beautiful sunrises and sunsets Home updates include: Whole house insulation New Furnace 50% New walls and ceilings Added peek a boo to kitchen House painted interior and exterior New lighting throughout New flooring throughout New blinds throughout 3 new interior doors New storm doors New supports and foundation jacks Created flex kitchen, arrange as you wish New plumbing under kitchen sink (attached) Prior owner added all new wood under roof Outside updates: New blacktop driveway, new gutters and vinyl eves New well pump and plumbing Garage updates: Exterior paint All new interior lighting New driveway motion spot light Added new electrical panel Many roof repairs with 75% success Asking price $129K, call or text 419 277 7772, Buyer Agents welcomed See full listing with pictures on Zillow. Move in ready!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

9/10
6/10
Fassett Middle SchoolGrades 7-810.5 mi
6/10
Clay High SchoolGrades 9-127.2 mi

Construction

Condition

  • Year built: 1927

Materials

  • Foundation: Crawl/Raised
  • Roof: Shake / Shingle
  • Construction materials: masonry

Type & Style

  • Home type: SingleFamily
  • Architectural style: Conventional

Interior

Appliances

  • Appliances included: Dryer,Freezer,Range / Oven,Refrigerator,Washer
  • Laundry features: 1st Laundry

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Laminate

Heating & Cooling

  • Heating features: Forced air,Propane / Butane
  • Cooling features: Wall

Interior Area

  • Total interior livable area: 650 sqft

Property

Details

  • Parcel number: 3374751

Features

  • Exterior features: Stone,Vinyl,Metal

Lot

  • Lot size: 0.60 Acres
  • Features: Regular

Parking

  • Total spaces: 10
  • Parking features: Garage - Detached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Ice Storm
Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $627$7,524
Home Insurance *$80$960
Property Taxes $171$2,052
Electricity $193$2,320
Total$1,071$12,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,720/yr
40% on housing$32,130/yr
45% on housing$28,560/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 43412$189
Lucas County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 43412$128
Lucas County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$124,000
2026-07-21Listed for sale$129,000
2022-04-28Sold$28,000
2022-03-25Pending sale$39,900
2022-03-25Contingent$39,900
2022-03-23Listed for sale$39,900
2019-10-09Listing removed$49,900
2019-06-06Price change$49,900
2019-04-17Price change$52,900
2019-03-08Price change$54,900
2019-01-31Price change$59,900
2018-10-12Listed for sale$62,900

For Sale by Owner

AgentProperty Owner

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