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3855 Honolulu Dr, Ruskin, FL, 33570

1beds
1baths
0sqft
$95,000
--price/sqft
$788/moest. monthly cost
$31,520/yrincome needed

About This Home

Cash buyer! 21 plus community Waterfront Living in Hawaiian Isles Resort! Welcome to 3855 Honolulu Drive in Ruskin, FL, located in the desirable Hawaiian Isles Resort, a premier active adult community near Florida's Gulf Coast beaches, boating, dining, and everyday conveniences. This beautifully remodeled 1 bedroom, 1 bathroom home offers modern comfort, peaceful waterfront views, and the perfect Florida lifestyle. The home has been professionally updated from top to bottom and is elevated and strapped to current FEMA guidelines for added peace of mind. The floors and walls and roof are all new and filled with Foam Insulation. Inside, you'll find a spacious bedroom that can fit a king-size bed, a luxurious updated bathroom, convenient in-home laundry, and a gorgeous kitchen featuring quartz countertops, top-of-the line appliances, including a dishwasher, and plenty of cabinet space. This home has been rebuilt from the frame up and no expense was spared. One of the best features of this home is the private rear living area overlooking your own saltwater canal with no rear neighbors. Step outside to relax, grill, fish, kayak, or simply enjoy the peaceful wildlife-rich setting. Hawaiian Isles Resort offers outstanding amenities, including a clubhouse, pool, hot tub, shuffleboard, horseshoes, pickleball, dog park, nature trails, and a private resort pier where you can enjoy beautiful Florida sunsets. The boat ramp is less than a half mile away, with on-site boat storage available within the resort. This home is perfect for year-round living or as a seasonal snowbird getaway. Lot rent is approximately $612 per month. Water, trash, maintenance use of all amenities including kayak rentals. Boat ramp at the end of road. Live year-round or enjoy the 6-and-6 seasonal lifestyle. I personally lived in this resort for a year and would be happy to answer any questions about the home or community. Message today to schedule a private showing or request more information!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Ruskin Elementary SchoolGrades PK-54.1 mi
2/10
Shields Middle SchoolGrades 6-88.4 mi
3/10
Lennard High SchoolGrades 9-125.8 mi

Construction

Condition

  • Year built: 1981

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Microwave,Oven

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Laminate
  • Finished area above ground: 0

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Open

Property

Details

  • On leased land: Yes
  • Lease amount: 612

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Heat Wave
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $480$5,760
Home Insurance *$45$540
Property Taxes $66$792
Electricity $197$2,366
Total$788$9,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,017/yr
40% on housing$23,640/yr
45% on housing$21,013/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 33570$147
Hillsborough County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 33570$189
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-30Price change$95,000
2026-06-10Listed for sale$102,000
2024-05-24Listing removed--
2024-04-04Listed for sale$44,800

For Sale by Agent

AgentJim Schatz
BrokerageWELCOME HOME MOBILE HOMES LLC

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