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108 Big Bend Dr, Whitney, TX, 76692

2beds
2baths
1,553sqft
$319,500
$206price/sqft
$2,359/moest. monthly cost
$94,360/yrincome needed

About This Home

Nestled within a quiet gated RV community near Lake Whitney, this move-in ready property spans two lots and offers the ideal combination of comfort, convenience, and easy lake living. Whether you’re searching for a full-time home or a relaxing weekend getaway, this well-maintained property is designed for enjoying both indoor and outdoor spaces. Inside, you’ll find an open-concept living and dining area with updated flooring, plantation shutters, and a spacious kitchen featuring stainless steel appliances and ample cabinet storage. The split-bedroom floor plan provides added privacy, while the primary suite includes a walk-in closet and an updated bathroom. Outside, you’ll appreciate the many extras, including a covered RV parking area with attached storage, additional covered parking, a separate storage building, and a beautifully landscaped fenced yard complete with mature fruit trees and a charming rose arbor. A private patio offers the perfect setting to unwind or entertain family and friends. Located just one mile from the nearest boat ramp and Lake Whitney State Park, you’ll enjoy quick access to boating, camping, day-use areas, and miles of equestrian trails. Two championship golf courses are only ten minutes away, while Waco is approximately forty-five minutes to the south and the DFW Metroplex is about an hour to the north, making this an ideal location to enjoy the best of both lake recreation and city conveniences.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

3/10
4/10
Whitney Middle SchoolGrades 6-84.3 mi
6/10
Whitney High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Slab
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher,Electric Range,Electric Water Heater,Refrigerator
  • Laundry features: Electric Dryer Hookup,Laundry in Utility Room

Bedroom

  • Level: First
  • Dimensions: 0 x 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen,High Speed Internet,Open Floorplan,Pantry,Cable TV,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 1,553 sqft

Kitchen

  • Level: First
  • Dimensions: 0 x 0

Living Room

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Property

Accessibility

  • Accessibility features: Accessible Full Bath,Accessible Bedroom,Accessible Kitchen,Accessible Doors,Accessible Entrance,Accessible Hallway(s)

Details

  • Parcel number: 353441
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.32 Acres

Parking

  • Total spaces: 4
  • Parking features: Additional Parking,Detached Carport,RV Carport,Storage
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Lightning
Hail
Heat Wave
Ice Storm
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,615$19,380
Home Insurance *$227$2,724
Property Taxes $279$3,348
Electricity $238$2,859
Total$2,359$28,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,880/yr
40% on housing$70,770/yr
45% on housing$62,906/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 76692$212
Hill County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 76692
Hill County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$319,500
2026-05-21Listed for sale$329,000
2026-05-01Listing removed$332,900
2026-03-18Price change$332,900
2026-02-09Price change$332,925
2025-11-30Price change$332,950
2025-09-19Price change$333,900
2025-08-22Price change$331,995
2025-08-07Price change$332,250
2025-06-20Price change$332,500
2025-06-07Price change$334,500
2025-05-21Price change$339,500
2025-04-15Price change$339,900
2025-03-24Price change$343,900
2025-03-17Price change$344,900
2025-02-17Price change$345,250
2025-02-07Price change$345,500
2025-01-28Price change$346,000
2024-09-30Price change$346,250
2024-07-29Price change$346,500
2024-07-17Price change$347,500
2024-06-28Price change$348,000
2024-04-04Listed for sale$348,500

For Sale by Agent

AgentMichael Ruesch
BrokerageWeichert, Realtors - The Eastland Group

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