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480 Dorothy Ann Ln, Saltillo, TN, 38370

1beds
1baths
728sqft
$130,000
$179price/sqft
$1,121/moest. monthly cost
$44,840/yrincome needed

About This Home

Escape the hustle and unwind in this charming one-bedroom cabin tucked away just minutes from the Tennessee River. Whether you're looking for a weekend getaway, a quiet vacation, or a place to recharge, this little gem offers all the simple comforts of home in a relaxing atmosphere. Featuring one cozy bedroom with a side porch, comfortable living area open to the kitchen. A spacious covered front porch - perfect for morning coffee or evening sunset, plenty of room to enjoy the outdoors. The living room furniture, 2 tv's and the small building on the lot stay. Come take a look at your next adventure. All information deemed accurate but is not warranted by the seller, company, or the Realtor. Square footage to be determined by the appraiser. This document is to be used for reference only and is not a valid part of the sales contract between the buyer and the seller.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
5/10
5/10
Hardin County High SchoolGrades 9-1210.8 mi

Construction

Condition

  • Property condition: false
  • Year built: 2022

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Induction Cooktop,Microwave,Washer

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Interior Area

  • Total structure area: 1,064
  • Total interior livable area: 728 sqft

Kitchen

  • Level: Main
  • Area: 390
  • Dimensions: 30.0 x 13.0

Master Bedroom

  • Level: Main
  • Area: 207
  • Dimensions: 18.0 x 11.5

Property

Details

  • Parcel number: 018 035.35
  • Zoning description: agriculture and related activities
  • Special condition: Standard

Features

  • Levels: One

Lot

  • Lot size: 1.09 Acres
  • Lot size dimensions: 1.09 acres

Parking

  • Total spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Earthquake
Heat Wave
Inland Flooding
Lightning
Drought
Landslide
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $657$7,884
Home Insurance $107$1,284
Property Taxes $182$2,184
Electricity $175$2,103
Total$1,121$13,452

Income You'd Need if You Spent...

35% on housing$38,434/yr
40% on housing$33,630/yr
45% on housing$29,893/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -4.2%
-4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 38370
Hardin County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 38370
Hardin County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Listed for sale$130,000
2022-07-12Sold$20,000

For Sale by Agent

AgentTiffany Elder
BrokeragePorchlight Realty West TN

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