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7490 Tailgate Loop, Ooltewah, TN, 37363

5beds
3baths
2,860sqft
$530,000
$185price/sqft
$3,689/moest. monthly cost
$147,560/yrincome needed

About This Home

Welcome to your beautiful turn-key custom home recently built in 2023! Front covered Porch area. Includes added fence, screened-in back patio, extended double car garage with entrance to a large mud room and coat closet on main level and also includes bedroom and full bathroom for guest or inlaw. Formal dining room with added double french doors, Kitchen dazzles with elegant large granite counter-tops perfect spaces to add seating stools, also offers casual dining area for table and chairs. elegant open floor plan flows into great room with gas fire place. 2nd Level includes Laundry room, Master BR includes large Master Bath, with double sink, walkin shower and soaking tub, large walk in closet. Hall way has a full Tub/shower combo with three additional bedrooms. Walk in unfinished attic storage room with window. This home has been enlarged from the usual plan for the difference in square feet on tax record. HOA includes community ponds, pool,club house and play area. This home is ready to be moved in.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
7/10
Hunter Middle SchoolGrades 6-82.5 mi
5/10
Ooltewah High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Asphalt,Shingle
  • Construction materials: Brick,Other,Stone,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Electric Range,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Laundry Room,Washer Hookup

Basement

  • Basement: None

Bathroom

  • Level: First

Bathroom

  • Level: Second

Bathroom

  • Level: Second

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Features

  • Entrance Foyer,Granite Counters,High Ceilings,Open Floorplan,Walk-In Closet(s),Separate Shower,Tub/shower Combo,Breakfast Nook,Separate Dining Room
  • Window features: Insulated Windows,Vinyl Frames
  • Flooring: Tile,Engineered Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Dining Room,Gas Starter,Kitchen,Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,860

Heating & Cooling

  • Heating features: Central,Electric,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,860
  • Total interior livable area: 2,860 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Master Bedroom

  • Level: Second

Other

  • Level: First

Other

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 104p D 008
  • Special condition: Personal Interest

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Covered,Patio,Screened,Porch - Covered
  • Exterior features: None
  • Fencing: Fenced
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 10,454 sqft
  • Features: Pond on Lot
  • Lot size dimensions: 65 x 165

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Earthquake
Hail
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance $187$2,244
Property Taxes $591$7,092
Electricity $232$2,788
Total$3,689$44,268

Income You'd Need if You Spent...

35% on housing$126,480/yr
40% on housing$110,670/yr
45% on housing$98,373/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 37363$213
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37363
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$525,000
2026-07-01Listed for sale$530,000
2024-09-13Listing removed$2,700
2024-08-13Price change$2,700
2024-08-08Listed for rent$2,850
2024-08-07Listing removed--
2024-05-13Price change$545,000
2024-04-27Price change$565,000
2024-04-10Price change$570,000
2024-04-06Listed for sale$599,000
2023-05-16Sold$515,637

For Sale by Agent

AgentWanda Hendrix
BrokerageNational Realty LLC

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