8520 Portage Point Dr, Onekama, MI, 49675
About This Home
Nestled within the historic Portage Point Resort, Beech Loft offers an affordable opportunity to own a condo at one of Northern Michigan's most unique waterfront communities. This thoughtfully updated studio condominium is fully furnished and move-in ready, making it ideal as a personal getaway, short-term rental investment (2026 revenue $25,000+), or combination of both. While compact in size, Beech Loft provides access to resort amenities that feel anything but small—including an infinity pool & hot tub overlooking Portage Lake, marina access (cost), sandy beaches, the Pub & Pizzeria/Cafe, and Lake Michigan just a short 3 minute walk away. Owners enjoy shared balcony lake views, beautiful resort grounds, and all the benefits of Portage Point ownership at one of the most accessible price points in the resort.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2021
Materials
- Foundation: Slab
- Construction materials: Vinyl Siding
Type & Style
- Home type: Condo
- Architectural style: Other
- Property subType: Condominium
Interior
Appliances
- Appliances included: Free Standing Electric Range,Free Standing Refrigerator,Microwave,Other
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area above ground: 200
Heating & Cooling
- Heating features: Electric,Wall Furnace
- Cooling features: Wall Units
Interior Area
- Total interior livable area: 200 sqft
Kitchen
- Level: Entry
- Area: 48
- Dimensions: 6 X 8
Other
- Level: Entry
- Area: 48
- Dimensions: 6 X 8
Primary Bedroom
- Level: Entry
- Area: 144
- Dimensions: 12 X 12
Property
Details
- Parcel number: 1141103710
- Special condition: Short Sale No,Standard
Features
- Levels: One
- Stories: 1
- Entry location: GroundLevel
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Manistee County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $985 | $11,820 |
| Home Insurance * | $115 | $1,380 |
| Property Taxes | $147 | $1,764 |
| Electricity | $188 | $2,259 |
| Total | $1,435 | $17,220 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-21 | Price change | $194,900 |
| 2026-07-08 | Listed for sale | $199,900 |
| 2023-02-17 | Sold | $350,000 |
| 2023-01-29 | Pending sale | $369,000 |
| 2023-01-13 | Price change | $160,000 |
| 2023-01-13 | Price change | $369,000 |
| 2022-12-18 | Price change | $160,000 |
| 2022-12-18 | Price change | $369,000 |
| 2022-03-01 | Pending sale | $165,000 |
| 2022-02-22 | Listed for sale | $165,000 |
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