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6028 James Rd, Oregon, OH, 43616

3beds
2baths
1,148sqft
$137,900
$120price/sqft
$1,163/moest. monthly cost
$46,520/yrincome needed

About This Home

Great price on this 3 bedroom, 1.5 bathroom home near the lake in Oregon! Enjoy the ease of one-floor living with a convenient layout, an eat-in kitchen, and comfortable living spaces throughout. Located close to the lake, this home offers a great mix of value, comfort, and convenience. A wonderful opportunity for buyers looking for an affordable home in a desirable location.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

7/10
6/10
Clay High SchoolGrades 9-122.3 mi
6/10
Fassett Middle SchoolGrades 7-84.7 mi

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater
  • Laundry features: Main Level

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Primary Bathroom
  • Flooring: Carpet,Vinyl
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Electric,Radiant
  • Cooling features: None

Interior Area

  • Total structure area: 1,148
  • Total interior livable area: 1,148 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 4470421

Features

  • Levels: One

Lot

  • Lot size: 5,227 sqft
  • Lot size dimensions: 50X103

Parking

  • Parking features: Asphalt,None,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hail
Ice Storm
Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $697$8,364
Home Insurance *$83$996
Property Taxes $190$2,280
Electricity $193$2,320
Total$1,163$13,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,874/yr
40% on housing$34,890/yr
45% on housing$31,013/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 43616$144
Lucas County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 43616$155
Lucas County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Pending sale$137,900
2026-05-03Listed for sale$137,900
2024-11-15Sold$129,900
2024-11-15Pending sale$129,900
2024-10-20Contingent$129,900
2024-10-06Price change$129,900
2024-09-13Listed for sale$136,900

For Sale by Agent

AgentKeith M. Degnan
BrokerageKey Realty

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