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8076 150th Pl NW, Ramsey, MN, 55303

3beds
3baths
1,769sqft
$314,000
$178price/sqft
$2,337/moest. monthly cost
$93,480/yrincome needed

About This Home

Basically new construction vibes without the new construction wait. This super clean, move-in ready townhome is only 2 years old and has all the space you’ve been looking for without the maintenance headaches. No mowing. No shoveling. Just easy living. Inside you’ll find 3 spacious upper-level bedrooms, including a huge primary suite with a walk-in closet and private bath. The bonus loft space is perfect for a home office, gaming setup, movie area, playroom, or second living space. Plus, upper-level laundry means no hauling baskets up and down the stairs. The kitchen is definitely the heart of the home with trendy shaker cabinets, stylish backsplash, pantry storage, and a massive center island that gives the perfect hosting and hangout setup. Tons of counter space, tons of natural light, and an open layout that actually feels open. Every inch of this home feels fresh, modern, and well cared for. If you’re looking for affordable, low-maintenance, move-right-in living with space to actually breathe, this is it. The main level features an open and inviting layout with a stunning kitchen that includes shaker-style cabinetry, stylish backsplash, pantry, and a huge center island with plenty of seating and prep space — ideal for entertaining or everyday living. Convenient lower-level laundry adds even more functionality to this thoughtfully designed home. With modern finishes, spacious living areas, and nothing left to do but move in, this home is the perfect combination of comfort, convenience, and value!

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

7/10
Ramsey Elementary SchoolGrades K-52.8 mi
7/10
Anoka Senior High SchoolGrades 9-124.5 mi

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Age 8 Years or Less

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Side x Side

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Microwave,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Upper Level

Basement

  • Basement: None

Bedroom

  • Level: Upper
  • Area: 324
  • Dimensions: 18x18

Bedroom2

  • Level: Upper
  • Area: 144
  • Dimensions: 12x12

Bedroom3

  • Level: Upper
  • Area: 169
  • Dimensions: 13x13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,769

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,769
  • Total interior livable area: 1,769 sqft

Kitchen

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Living Room

  • Level: Lower
  • Area: 224
  • Dimensions: 16x14

Loft

  • Level: Upper
  • Area: 156
  • Dimensions: 13x12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 203225440039
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 787

Features

  • Levels: Two
  • Stories: 2
  • Fencing: None

Lot

  • Lot size: 1,481 sqft
  • Lot size dimensions: .0345

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Hail
Inland Flooding
Lightning

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,587$19,044
Home Insurance *$193$2,316
Property Taxes $387$4,644
Electricity $170$2,050
Total$2,337$28,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,125/yr
40% on housing$70,110/yr
45% on housing$62,320/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 55303$173
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55303$183
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$314,000
2026-06-30Price change$318,000
2026-05-14Listed for sale$320,000
2024-06-14Sold$297,990
2024-05-01Price change$329,740
2024-05-01Price change$297,990
2024-04-24Price change$327,740
2024-04-23Listed for sale$325,740
2024-04-11Listing removed$325,740
2024-04-08Listed for sale$325,740

For Sale by Agent

AgentLiz Fortier-Preston
BrokerageColdwell Banker Realty - Southwest Regional

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