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3120 Highway 87, Pt Bolivar, TX, 77650

2beds
2baths
1,593sqft
$795,000
$499price/sqft
$5,380/moest. monthly cost
$215,200/yrincome needed

About This Home

Ideally located in the heart of Crystal Beach, this versatile two-story property offers comfort, space, and incredible potential for residential, commercial, or mixed-use. Upstairs features a spacious open-concept layout with a generous room and a full bathroom, kitchen and dining area—perfect for relaxing or creating a private living or office space. The first floor offers another large loft open area with a well-equipped kitchen, and a second bedroom with full bathroom, making it ideal for gatherings, rental income, or business use. Situated on a huge, beautifully maintained lot, the property also includes ample parking space—great for guests, customers, or even boat and RV storage. Whether you’re envisioning a beachside home, a business opportunity, or a blend of both, this Crystal Beach gem is ready to make it happen!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Ball High SchoolGrades 9-1218.6 mi
--
Austin Middle SchoolGrades 5-616.8 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Electric Oven,Microwave,Electric Range,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • 2 Staircases,Balcony,1 Bedroom Down - Not Primary BR,1 Bedroom Up
  • Flooring: Tile

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,593
  • Total interior livable area: 1,593 sqft

Kitchen

  • Features: Kitchen Island,Kitchen open to Family Room,Pantry

Master Bathroom

  • Features: Primary Bath: Shower Only,Secondary Bath(s): Shower Only

Property

Accessibility

  • Accessibility features: Customized Wheelchair Accessible,Disabled Access

Details

  • Parcel number: 270000050008000

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,Pool/Spa Combo
  • Patio & porch: Covered,Porch
  • Exterior features: Balcony
  • Has spa: Yes
  • Spa features: Spa/Hot Tub
  • Fencing: Partial

Lot

  • Lot size: 3,123 sqft
  • Features: Back Yard,Cleared,Corner Lot,Subdivided,1/2 Up to 1 Acre

Parking

  • Total spaces: 4
  • Parking features: No Garage,Extra Driveway
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Inland Flooding
Lightning
Tornado
Wildfire
Ice Storm
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,019$48,228
Home Insurance *$196$2,352
Property Taxes $927$11,124
Electricity $238$2,859
Total$5,380$64,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$184,457/yr
40% on housing$161,400/yr
45% on housing$143,466/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$499This listing

vs Other Active Listings

Avg $/sqft

ZIP 77650$221
Galveston County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 77650$303
Galveston County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$795,000
2025-07-13Price change$418,000
2025-07-01Price change$425,000
2025-04-23Price change$450,000
2024-04-08Listed for sale$543,000

For Sale by Agent

AgentJuan Salcedo
BrokerageASIN Realty

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