See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

28 N Centennial Rd, Holland, OH, 43528

5beds
3baths
2,734sqft
$416,999
$153price/sqft
$3,180/moest. monthly cost
$127,200/yrincome needed

About This Home

Welcome to this private 2-acre retreat offering 2,700+ sq ft of well-designed living space. The home features 5 spacious bedrooms, giving you exceptional flexibility for a home office, guest suite, playroom, or additional living area tailored to your needs. Inside, enjoy bright, open living spaces perfect for everyday living and entertaining, with large windows highlighting scenic views including overlooking your private pond. With rare space, privacy, and adaptable living options, this property offers comfort and versatility in one exceptional setting. Roof completed in 2024.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
8/10
4/10
Springfield High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Water Heater,Disposal
  • Laundry features: Main Level

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Den

  • Level: Main

Dining Room

  • Features: Formal Dining Room
  • Level: Main

Family Room

  • Level: Main

Features

  • Pantry,Primary Bathroom,Walk-In Closet(s)
  • Door features: Door Screen(s)
  • Flooring: Carpet,Vinyl,Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Living Room,Wood Burning
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,734
  • Total interior livable area: 2,734 sqft

Kitchen

  • Level: Main

Living Room

  • Features: Fireplace
  • Level: Main

Other

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 6502641
  • Other equipment: None

Features

  • Patio & porch: Rear Patio,Covered Porch
  • Exterior features: Balcony,Fire Pit,Kennel,Storage
  • Fencing: Partial
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 1.98 Acres
  • Features: Irregular Lot
  • Lot size dimensions: 180 FF

Parking

  • Total spaces: 6
  • Parking features: Asphalt,Attached Garage,Circular Driveway,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,108$25,296
Home Insurance *$203$2,436
Property Taxes $576$6,912
Electricity $293$3,518
Total$3,180$38,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,028/yr
40% on housing$95,400/yr
45% on housing$84,800/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 43528$164
Lucas County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 43528$156
Lucas County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$416,999
2026-06-28Listed for sale$429,999
2024-06-10Sold$415,000
2024-06-10Pending sale$409,900
2024-05-17Contingent$409,900
2024-05-16Listed for sale$409,900
2024-04-28Contingent$409,900
2024-04-26Listed for sale$409,900
2023-08-29Sold$195,000
2023-07-10Sold$300
2005-07-25Sold$204,000

For Sale by Agent

AgentBradley Garris
BrokerageHoward Hanna

Similar Homes