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7670 Shiny Top Ranch Ln, Salado, TX, 76571

4beds
3baths
3,609sqft
$1,690,000
$468price/sqft
$11,482/moest. monthly cost
$459,280/yrincome needed

About This Home

10 Beautiful Wooded Acres in SALADO, Texas 3609SF custom designed home combining modern farmhouse and traditional styles for a truly unique living space. Designed with 4 full bedrooms PLUS OFFICE STUDIO and filled with custom features. CUSTOM GOURMET KITCHEN has large quartz island, prep-sink area, 6 burner Z-line gas stove, unique artesian butler pantry and SECOND SERVING KITCHEN. Living is open to dining and kitchen with 12ft glass doors, CHICAGO BRICK floor-to-ceiling fireplace and interior glass transoms. Primary bedroom has an EN-SUITE SUNROOM filled with windows and more custom built-in shelving. Primary bath includes CLAWFOOT TUB, walk-in shower and two walk-in closets. Flooring is an eclectic mix of BRICK, TILE and LVP. Oversized utility area combines laundry, storage, built-in desk and DOG WASH station. 40x80 METAL BUILDING is pre-plumbed and PRE-DESIGNED for GUEST QUARTERS. Foam insulated well house has water storage tank and FULL WATER FILTRATION SYSTEM. Solar panels are hidden on shop and have 4 battery backups. LOW TAX RATE. 2 MILES from STILLHOUSE LAKE PUBLIC ACCESS. 45 min to Austin – 30 min to Georgetown.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
8/10
Salado Middle SchoolGrades 6-84.2 mi
8/10
Salado High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 2022

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Refrigerator,Dishwasher,Disposal,Gas Range,Microwave

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Built-in Features,Decorative/Designer Lighting Fixtures,Double Vanity,Eat-in Kitchen,Granite Counters,High Speed Internet,Kitchen Island,Pantry,Vaulted Ceiling(s),Natural Woodwork,Walk-In Closet(s)
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Outside
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 3,609 sqft

Living Room

  • Level: First
  • Dimensions: 15 x 20

Master Bedroom

  • Features: Closet Cabinetry,Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Dimensions: 35 x 22

Property

Details

  • Parcel number: 479982

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Outdoor Grill,Private Entrance,Private Yard

Lot

  • Lot size: 10.01 Acres
  • Features: Acreage,Landscaped

Parking

  • Total spaces: 10
  • Parking features: Additional Parking,Oversized
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Tornado
Winter Weather
Drought
Heat Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,545$102,540
Home Insurance *$922$11,064
Property Taxes $1,619$19,428
Electricity $396$4,755
Total$11,482$137,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$393,668/yr
40% on housing$344,460/yr
45% on housing$306,186/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$468This listing

vs Other Active Listings

Avg $/sqft

ZIP 76571$374
Bell County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 76571$204
Bell County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$1,650,000
2026-06-04Listed for sale$1,690,000

For Sale by Agent

AgentNancy Best
BrokerageNancy Best Realty

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