1450 Howell River Rd, Rutledge, TN, 37861
About This Home
Modern 2023 Living. Flexible 5 room layout. This 2023 built home offers a massive 2432 square feet on a permanent foundation combining the 'light and airy' farmhouse aesthetic with the space a growing household needs. This home is designed for flexibility with a rare floor plan features 3 bedrooms and 3 full bathrooms, plus two additional oversized flex/bonus rooms. Whether you need dedicated space for two home offices, a private gym, or a hobby suite, this layout handles it all with ease. Your living room is the heart of the home. The home reaches an open-concept living area anchored by a stone fireplace with custom Built-in bookshelves-perfect for cozy evenings. And a chef's kitchen with a massive central island, stainless steel appliances, and abundant cabinetry for effortless entertaining. Durable luxury flooring throughout makes for easy maintenance-ideal for a busy family. The primary suite is spacious. It has the feel of a retreat with a walk-in closet and a spa-inspired bath featuring a soaking tub and walk-in shower. Enjoy East Tennessee views from the expansive front and rear sundecks. The property includes a 14X10 storage shed and a highly functional mudroom/laundry area. With 2023 energy standard and an Ecobee smart thermostat efficiency is built-in. This home is move in ready and qualifies for FHA, VA, USDA and THD financing. Get the scale, the modern finishes, and the 2023 quality your family deserves!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2023
Materials
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Range,Refrigerator
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Features
- Kitchen Island,Eat-in Kitchen,Bonus Room
- Window features: Drapes
- Number of fireplaces: 1
- Fireplace features: Stone
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 2,432
- Total interior livable area: 2,432 sqft
Property
Details
- Parcel number: 088P A 03400 000
Features
- Has view: Yes
- View description: Country Setting
Lot
- Lot size: 0.68 Acres
- Features: Level
Parking
- Parking features: Off Street,Main Level
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Cold Wave
- Drought
- Hail
- Inland Flooding
- Landslide
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,643 | $19,716 |
| Home Insurance | $181 | $2,172 |
| Property Taxes | $636 | $7,632 |
| Electricity | $197 | $2,371 |
| Total | $2,657 | $31,884 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Price change | $349,000 |
| 2026-04-13 | Price change | $350,000 |
| 2026-04-01 | Price change | $365,000 |
| 2026-03-24 | Listed for sale | $375,000 |
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