42 Cottage Park W #38, Camdenton, MO, 65020
About This Home
Experience resort-style living in this spacious 1 bed, 1 bath cottage in the prestigious Old Kinderhook community at Lake of the Ozarks. Offering approx. 1000 sqft of living space, this fully furnished, turnkey property is ideal as a full-time residence, weekend retreat, or income-producing rental with strong appeal. The home features a spacious living area, along with a tiled bathroom, entryway, and kitchen that provide durability, style. Designed for convenience, the property also includes room for golf cart parking for quick access throughout the community. Step outside to your private back deck located directly next to the Hole #1 tee box—true golf course frontage with unbeatable access and scenic views. The large bedroom includes king size and trundle beds as well as a double closet. The oversized bathroom offers a walk-in shower, soaking tub, double vanity, and additional linen cabinet. Enjoy a championship golf course, pools, dining, fitness center, pickleball, cafe, spa, and year-round recreation within a few minute walk from your front door—delivering the perfect blend of luxury, lifestyle, and rental potential. Offering $3500 for upgrades of your choice! Call me today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1998
Materials
- Foundation: Crawlspace
- Construction materials: Cedar,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: One Story
- Property subType: Single Family Residence
Interior
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Cooling
- Cooling features: Central Air
Features
- Furnished,Fireplace,Walk-In Shower,Window Treatments
- Window features: Window Treatments
- Flooring: Tile
- Number of fireplaces: 1
- Fireplace features: One
- Fireplace: Yes
Interior Area
- Total structure area: 1,044
- Total interior livable area: 1,044 sqft
Property
Accessibility
- Accessibility features: Low Threshold Shower
Details
- Parcel number: 13802800000002224000
- Zoning description: Residential
- Exclusions: personal property in locked cleaning closet in bedroom.
Features
- Levels: One
- Stories: 1
- Pool features: Community,Indoor
- Exterior features: Blacktop Driveway,Tennis Court(s)
- Has view: Yes
- On waterfront: Yes
- Waterfront features: Lake Privileges
Lot
- Lot size: 3,049 sqft
- Features: Acreage,Near Golf Course,Gentle Sloping,Level,On Golf Course,Open Lot,Pond on Lot,Stream/Creek,Sloped,Views,Wooded
- Lot size dimensions: 63 x 53 x 38 x 63
Parking
- Parking features: No Garage,Open,Parking Available
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Winter Weather
- Cold Wave
- Hail
- Heat Wave
- Landslide
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,289 | $15,468 |
| Home Insurance * | $136 | $1,632 |
| Property Taxes | $97 | $1,164 |
| Electricity | $141 | $1,693 |
| Total | $1,663 | $19,956 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-27 | Listed for sale | $277,000 |
| 2025-11-28 | Listing removed | $1,500 |
| 2025-11-09 | Price change | $1,500 |
| 2025-09-15 | Listed for rent | $1,700 |
| 2024-09-06 | Sold | -- |
| 2024-07-31 | Contingent | $250,000 |
| 2024-07-23 | Listed for sale | $250,000 |
| 2024-05-03 | Sold | -- |
| 2024-04-25 | Pending sale | $250,000 |
| 2024-04-12 | Listed for sale | $250,000 |
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