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320 Hickory Ridge Dr, Cleveland, GA, 30528

1beds
1baths
728sqft
$515,000
$707price/sqft
$4,031/moest. monthly cost
$161,240/yrincome needed

About This Home

Ever wonder what it would be like to live in a treehouse? This home is just that-rising majestically into the air among soaring trees, this cabin is unlike anything you have ever seen. Take a quick walk across the bridge and you are immediately immersed in nature. From the wraparound covered porch, where you can enjoy a good book and a warm cup of coffee, to the elegant and refined interior, this home is truly one of a kind. The main-level family room and kitchen provide a wonderful space to entertain or simply unwind while enjoying the warmth of the fire. The spacious primary bedroom on the main level features expansive forest views and a luxurious en suite bathroom complete with a sauna, whirlpool tub, and separate shower. Upstairs, an additional bedroom provides the perfect space for guests, while the loft area features a massage table, massage chairs, and a spa-like atmosphere designed for complete relaxation and wellness. Outside, the private hot tub invites you to unwind, while the fire pit area offers the perfect place to share stories with friends and watch the stars drift across the night sky. This magical cabin is the perfect getaway retreat for anyone looking to reconnect with nature, relax in comfort, and experience a truly unique mountain escape and just 30 Minutes to Unicoi State Park: Great for hiking, fishing, and paddleboarding.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
5/10
8/10
White County High SchoolGrades 9-1210.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Roof: Metal
  • Construction materials: Log,Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Modern
  • Property subType: Residential

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Ventless
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 728
  • Total interior livable area: 728 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 078 211

Features

  • Levels: One and One Half
  • Stories: 1
  • Has view: Yes
  • View description: Mountain(s),Creek/Stream
  • Has water view: Yes
  • Water view: Creek/Stream
  • Waterfront features: Creek
  • Frontage type: Creek

Lot

  • Lot size: 2 Acres

Parking

  • Parking features: Driveway,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Lightning
Tornado
Drought
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,604$31,248
Home Insurance *$272$3,264
Property Taxes $936$11,232
Electricity $219$2,637
Total$4,031$48,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,205/yr
40% on housing$120,930/yr
45% on housing$107,493/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$707This listing

vs Other Active Listings

Avg $/sqft

ZIP 30528$153
White County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 30528
White County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$550,000
2026-02-27Listing removed$599,900
2026-02-16Listed for sale$599,900
2026-02-13Listing removed$599,900
2025-11-12Price change$599,900
2025-10-22Price change$635,000
2025-10-06Listed for sale$650,000
2024-08-06Sold$599,000
2024-06-08Pending sale$599,900
2024-05-23Listed for sale$599,900
2024-05-23Listing removed--
2024-04-09Listed for sale$599,900

For Sale by Agent

AgentConnor Cushman
BrokerageeXp Realty, LLC

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