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04-1176 Kuhio Hwy #A, Kapaa, HI, 96746

2beds
1baths
712sqft
$1,589,000
$2,232price/sqft
$9,094/moest. monthly cost
$363,760/yrincome needed

About This Home

RESIDENTIAL & COMMERCIAL PROPERTY!!! This building is a classic and quaint plantation style, 2 bedroom 1 bath home with a prime location In Kapaa's Commercial area with highway frontage and paved off street parking. Owner can apply for a commercial use permit to allow the existing single family residence to be converted into commercial use for various businesses. This subject property for sale is for unit # 2 CPR. 
- Front CPR (unit 2) as a 2 bedroom 1 bath Potential Business Commercial use location. MLS # 709740. 
- Back CPR unit 1 is Main 3bdrm/2ba residential home. Unit #1 is also for sale, MLS # 716636. 
Information about unit 1: 3 Bedroom 2 Bath home (unit 1) that has room for you & guests with privacy to spare. Views of the ocean & stream right from the lanai, make this a relaxing home for everyone. Its split-level design includes a vaulted ceiling upstairs and many windows on the lower level. The upstairs, is where you will find the kitchen, living area, master bedroom (king size bed), lanai with hot tub. The living area is upgraded with ceramic tile, large widows & sliding glass doors that lead to the large lanai. The large master suite is private, has a king size bed, & is tastefully decorated. The downstairs has two bedrooms, bathroom and laundry room. Both bedrooms are tastefully furnished and have sliding glass doors that lead out to the yard and beach which is just steps away. One bedroom has a king size bed, the other has two double beds.

 MLS #716636 
Property has easy access.

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Schools

3/10
Kapaa Elementary SchoolGrades PK-51.3 mi
1/10
Kapaa Middle SchoolGrades 6-80.8 mi
6/10
Kapaa High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1938

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet

Interior Area

  • Total structure area: 712
  • Total interior livable area: 712 sqft

Property

Details

  • Parcel number: 4450060030002
  • Zoning: O
  • Special condition: Fee Simple,Standard

Features

  • Fencing: Chain Link,Wood
  • Has view: Yes
  • View description: Coastline,Mountain(s),Ocean,Ocean Horizon,River,Sunrise,Sunset
  • Has water view: Yes
  • Water view: Ocean,River
  • On waterfront: Yes
  • Waterfront features: Ocean Front
  • Frontage type: Almost Oceanfront,Stream/Canal
  • Topography of land: Level

Lot

  • Lot size: 4,420 sqft

Parking

  • Parking features: Unassigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Hawaii Counties

Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,034$96,408
Home Insurance *$355$4,260
Property Taxes $331$3,972
Electricity $374$4,497
Total$9,094$109,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$311,794/yr
40% on housing$272,820/yr
45% on housing$242,506/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,232This listing

vs Other Active Listings

Avg $/sqft

ZIP 96746$856
Kauai County$1,387

vs Homes Sold Last Month

Median $/sqft

ZIP 96746$604
Kauai County$725

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-20Price change$1,633,000
2026-04-14Price change$1,639,000
2026-04-09Price change$1,649,000
2026-03-24Price change$1,659,000
2026-03-14Price change$1,669,000
2025-07-23Price change$1,677,000
2025-07-18Price change$1,688,000
2025-07-15Price change$1,696,969
2025-07-14Price change$1,699,000
2025-07-13Price change$1,722,000
2025-07-10Price change$1,733,000
2025-07-08Price change$1,769,000
2025-07-07Price change$1,777,000
2025-07-04Price change$1,799,000
2025-07-02Price change$1,835,000
2025-07-01Price change$1,845,000
2024-09-29Price change$1,895,000
2024-06-12Price change$1,800,000
2024-06-06Price change$1,975,000
2024-05-20Price change$1,990,000
2024-05-17Price change$2,049,000
2024-05-14Price change$2,099,000
2024-05-09Price change$2,150,000
2024-05-06Price change$2,175,000
2024-05-02Listed for sale$2,182,500

For Sale by Agent

AgentMichael C. Rodger
BrokerageeXp Realty

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