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415 Charlotte Peak Dr, Kalispell, MT, 59901

5beds
5baths
3,388sqft
$1,350,000
$398price/sqft
$7,996/moest. monthly cost
$319,840/yrincome needed

About This Home

Sweeping mountain and valley views surround this beautifully designed newer-build farmhouse set on almost 1.5 acres. The floor plan offers 5 bedrooms plus an office, 4.5 baths, true single-level living, and one of the main-level bedrooms offers flexibility as an in-law suite with its own en-suite bathroom. There is also a private suite above the 3-car garage—ideal for guests, multigenerational living, or a home office. High-end finishes and attention to detail shine throughout, including a gourmet chef’s kitchen with premium appliances, pot filler, expansive butler’s pantry with sink, quartz countertops, vaulted beam-accented ceilings, hardwood and tile flooring, and a cozy fireplace. The beautifully designed outdoor living space is perfect for relaxing or entertaining while taking in the surrounding scenery. Professionally landscaped with plumbed in irrigation ready for a garden and/or raised beds. A fenced backyard, plus a separate privacy-fenced area ideal for parking and storing your recreational toys. The lot allows for a future shop, and the subdivision provides community roads, water, and underground utilities. Land directly north of the property is dedicated community park space, offering additional privacy and uninterrupted views.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Fair-Mont-Egan SchoolGrades PK-51.2 mi
6/10
Fair-Mont-Egan 7-8Grades 6-81.2 mi
3/10
Flathead High SchoolGrades 9-125.3 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Poured
  • Roof: Composition
  • Construction materials: Board & Batten Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modern,Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Fireplace,Main Level Primary,Open Floorplan,Vaulted Ceiling(s),Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Radiant Floor
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,388 sqft

Property

Details

  • Parcel number: 07396601401690000
  • Zoning: None
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Patio & porch: Rear Porch,Covered,Front Porch,Patio
  • Exterior features: Propane Tank - Owned
  • Has view: Yes
  • View description: Mountain(s)
  • Topography of land: Level

Lot

  • Lot size: 1.50 Acres
  • Features: Landscaped,Level

Parking

  • Total spaces: 3
  • Parking features: Additional Parking,Garage,Garage Door Opener,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheVery High
  • Cold Wave
    Cold WaveVery High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Avalanche
Cold Wave
Wildfire
Winter Weather
Earthquake
Inland Flooding
Landslide
Lightning

FEMA Declared Disasters in Flathead County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,826$81,912
Home Insurance $331$3,972
Property Taxes $607$7,284
Electricity $232$2,791
Total$7,996$95,952

Income You'd Need if You Spent...

35% on housing$274,148/yr
40% on housing$239,880/yr
45% on housing$213,226/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$398This listing

vs Other Active Listings

Avg $/sqft

ZIP 59901$298
Flathead County$401

vs Homes Sold Last Month

Median $/sqft

ZIP 59901$313
Flathead County$363

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$1,300,000
2026-05-22Listed for sale$1,350,000
2025-03-26Sold--
2025-02-19Listed for sale$1,249,000
2024-11-20Listing removed$1,218,800
2024-11-08Price change$1,218,900
2024-11-04Price change$1,219,000
2024-10-10Price change$1,219,900
2024-09-19Price change$1,224,900
2024-09-10Price change$1,294,800
2024-08-30Price change$1,294,900
2024-08-15Price change$1,294,999
2024-07-31Price change$1,295,000
2024-07-05Price change$1,450,000
2024-04-10Listed for sale$1,575,000

For Sale by Agent

AgentStephanie Annis
BrokeragePureWest Real Estate - Kalispell

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