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5238 River Ridge Cir, Sylvania, OH, 43560

5beds
4baths
3,960sqft
$539,900
$136price/sqft
$4,147/moest. monthly cost
$165,880/yrincome needed

About This Home

Welcome Home to this charming custom built 5-bedroom, 4 bath, Colonial home located in highly desirable Woodstream Farms Community. This spacious home features beautiful pine hardwood flooring, abundant natural light and timeless character throughout. Inviting first floor den offers a cozy brick fireplace, bay window and built-in shelving perfect space for home office or quiet retreat. Family room showcases exposed wood beam ceilings, brick fireplace and direct access to the backyard deck. Breakfast room is filled with charm, featuring a vaulted wood ceiling, brick fireplace and bay window. Spacious kitchen designed for both everyday living and entertaining, offering stainless steel appliances, large center island, ample cabinet and counterspace. Formal dining provides elegant setting for gatherings and special occasions. Primary suite features large walk-in closet and private shower and jetted garden tub. Additional highlights include first floor laundry, a finished lower level offering extra living space, great for recreation room, home gym, and a spacious 3.5 car garage with plenty of room for vehicles, storage and hobbies. Step outside to your private backyard retreat featuring a spacious deck, perfect for summer barbecues, outdoor dining, morning coffee or simply unwinding in the peaceful surroundings. Recent updates include: Anderson windows 2020, furnace 2022, water heater 2022, gas range 2022, and dishwasher 2024. The basement has also been professionally waterproofed by Toledo Basement Systems.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1986

Materials

  • Foundation: Crawl Space,Other
  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Early American
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Dryer,Gas Range,Trash Compactor,Washer
  • Laundry features: Main Level,Sink

Basement

  • Has basement: Yes
  • Basement: Finished,Sump Pump

Bedroom2

  • Features: Ceiling Fan(s)
  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Features: Ceiling Fan(s)
  • Level: Upper

Bedroom5

  • Features: Ceiling Fan(s)
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Breakfast Room

  • Features: Fireplace
  • Level: Main

Den

  • Features: Fireplace
  • Level: Main

Dining Room

  • Features: Formal Dining Room
  • Level: Main

Family Room

  • Features: Fireplace
  • Level: Main

Features

  • Pantry,Primary Bathroom,Separate Shower,Walk-In Closet(s)
  • Window features: Bay Window(s)
  • Flooring: Carpet,Stone,Tile,Hardwood
  • Number of fireplaces: 3
  • Fireplace features: Family Room,Living Room,Screen(s),Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,120
  • Common walls with other units/homes: No Common Walls

Great Room

  • Level: Lower

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,960
  • Total interior livable area: 3,960 sqft

Kitchen

  • Features: Kitchen Island
  • Level: Main

Living Room

  • Features: Crown Molding
  • Level: Main

Other

  • Level: Upper

Property

Details

  • Parcel number: 8285574

Features

  • Patio & porch: Deck

Lot

  • Lot size: 0.33 Acres
  • Features: Cul-De-Sac,Irregular Lot
  • Lot size dimensions: 124 FF

Parking

  • Total spaces: 3.5
  • Parking features: Asphalt,Attached Garage,Garage Door Opener,Storage
  • Has garage: Yes
  • Attached garage spaces: 3.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$247$2,964
Property Taxes $746$8,952
Electricity $424$5,096
Total$4,147$49,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,182/yr
40% on housing$124,410/yr
45% on housing$110,586/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 43560$181
Lucas County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 43560$163
Lucas County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Price change$539,900
2026-06-05Listed for sale$559,900
2008-08-26Sold$291,000
2007-05-03Sold$296,000

For Sale by Agent

AgentAnnette Foster
BrokerageRE/MAX Preferred Associates

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