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6044 N Summit St Unit 1B, Toledo, OH, 43611

3beds
2baths
1,008sqft
$119,900
$119price/sqft
$1,058/moest. monthly cost
$42,320/yrincome needed

About This Home

Why pay rent? This sharp Shoreland Cove 3 bedroom, 1.5 bath townhouse can be a place of your own. Featuring finished basement rec room, private enclosed patio, and lots of storage. Updates include new central air unit June 2026 and new roof shingles 2023. All electric. Washington Local Schools. Parking is assigned by well-run association. Great condition, price, value!!

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
3/10
Whitmer High SchoolGrades 8-126.9 mi
7/10

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Has basement: Yes

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Eat-in Kitchen,Pantry
  • Flooring: Carpet,Vinyl
  • Common walls with other units/homes: 2+ Common Walls

Game Room

  • Level: Upper

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,008
  • Total interior livable area: 1,008 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Upper

Property

Details

  • Parcel number: 8369203
  • Attached to another structure: Yes

Features

  • Patio & porch: Rear Patio

Parking

  • Parking features: Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Ice Storm
Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$94$1,128
Property Taxes $165$1,980
Electricity $193$2,320
Total$1,058$12,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,274/yr
40% on housing$31,740/yr
45% on housing$28,213/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$119This listing

vs Other Active Listings

Avg $/sqft

ZIP 43611$72
Lucas County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 43611$137
Lucas County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$119,900
2026-07-20Listed for sale$119,900
2024-02-21Sold$95,000
2023-12-19Sold$63,000
2001-03-15Sold$48,000
1997-01-31Sold$34,000
AgentJonathan D. Modene
BrokerageRE/MAX Masters

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