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2204 Orchard Rd, Toledo, OH, 43606

5beds
3baths
2,804sqft
$369,900
$132price/sqft
$2,945/moest. monthly cost
$117,800/yrincome needed

About This Home

Brick and stone Spitznagle Construction home with classic curb appeal in the desirable Ottawa Hills area, well maintained with key updates throughout. The kitchen offers granite countertops and stainless steel appliances, complemented by recently refinished hardwood floors and fresh interior paint. Arched openings and updated tiled baths add character, while the finished third floor provides a flexible fifth bedroom or bonus space. The rec room features terrazzo flooring, a beamed ceiling, and fireplace. Enjoy the rear patio with pergola overlooking spacious, park-like grounds—recipient of the 2023 Native Residential Landscape Award (Oak Openings Region). Detached outbuilding with dedicated electrical service, ideal for studio, workshop, or hobby space. Additional highlights include a whole-house generator, high-efficiency HVAC, replacement roof, updated windows, and invisible fence. Convenient to Ottawa Hills schools, Westgate Shopping Center, University of Toledo, Wildwood Metro Park, local hospitals, and major expressways.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
55
BikeBikeable

Schools

8/10
8/10
Ottawa Hills High SchoolGrades 7-120.6 mi

Construction

Condition

  • Year built: 1938

Materials

  • Foundation: Other
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Water Heater,Disposal,Dryer,Gas Range,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedroom5

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Den

  • Level: Main

Dining Room

  • Features: Formal Dining Room
  • Level: Main

Family Room

  • Features: Fireplace
  • Level: Lower

Features

  • Ceiling Fan(s),Crown Molding,Eat-in Kitchen,Entrance Foyer,Primary Bathroom,Storage
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Basement,Living Room,Recreation Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,804
  • Total interior livable area: 2,804 sqft

Kitchen

  • Level: Main

Living Room

  • Features: Fireplace
  • Level: Main

Other

  • Level: Upper

Property

Details

  • Parcel number: 8803267
  • Zoning: Residential
  • Other equipment: Generator

Features

  • Patio & porch: Rear Patio,Covered Patio
  • Fencing: Invisible

Lot

  • Lot size: 0.30 Acres
  • Features: Corner Lot,Landscaped
  • Lot size dimensions: 87 X 168

Parking

  • Total spaces: 2
  • Parking features: Concrete,Off Street,Attached Garage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hail
Ice Storm
Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$264$3,168
Property Taxes $511$6,132
Electricity $300$3,608
Total$2,945$35,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,971/yr
40% on housing$88,350/yr
45% on housing$78,533/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 43606$108
Lucas County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 43606$133
Lucas County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$395,000
2016-06-03Sold$248,000
2015-09-10Listing removed$295,000
2015-05-09Listed for sale$295,000
2013-06-28Sold$150,000
2013-06-01Price change$158,000
2013-05-11Price change$168,000
2013-04-10Price change$179,900
2013-03-08Listed for sale$189,900
2013-02-12Sold$230,000
2013-02-05Listed for sale$199,500

For Sale by Agent

AgentDaniel H Effler
BrokerageEffler Schmitt Co

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