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2709 Westchester Rd, Toledo, OH, 43615

5beds
7baths
5,271sqft
$1,325,000
$251price/sqft
$9,965/moest. monthly cost
$398,600/yrincome needed

About This Home

Experience refined living in this stunning ESTATE-STYLE home, perfectly situated in prestigious OTTAWA HILLS. This residence offers both elegance and functionality for everyday living and entertaining. The main floor features two expansive living areas, ideal for hosting guests or creating separate spaces for relaxation and gathering. Thoughtfully designed, the layout flows seamlessly from room to room offering both comfort and sophistication throughout. The finished lower level expands your living space with a large rec room with a bar, a dedicated exercise room, and a half bathroom - perfect for entertaining, staying active, or accommodating overnight guests. Step outside to your own PRIVATE BACKYARD RETREAT, where luxury truly shines! Enjoy warm days by the sparkling in-ground pool, unwind in the built-in hot tub, and host unforgettable gatherings with the fully equipped outdoor kitchen. This stunning outdoor space includes lush landscaping and natural privacy and has been designed for both relaxation and entertaining at the highest level. Don't miss this rare opportunity to own a home that perfectly blends upscale living with resort-style amenities - this exceptional property is one you won't want to miss!

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

8/10
8/10
Ottawa Hills High SchoolGrades 7-120.9 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Block,Combination,Crawl Space
  • Roof: Asphalt,Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Ice Maker,Microwave,Water Heater,Bar Fridge,Double Oven,Electric Cooktop,Exhaust Fan,Refrigerator,Trash Compactor,Wall Oven
  • Laundry features: Accessible Utilities or Laundry,Gas Dryer Hookup,Inside,Main Level,Sink,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed,Finished,Sump Pump

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedroom5

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 7
  • Full bathrooms: 4
  • 1/2 bathrooms: 3

Bonus Room

  • Level: Lower

Breakfast Room

  • Level: Main

Dining Room

  • Features: Formal Dining Room
  • Level: Main

Exercise Room

  • Level: Lower

Family Room

  • Features: Fireplace
  • Level: Main

Features

  • Ceiling Fan(s),Crown Molding,Double Vanity,Dual Closets,Entrance Foyer,Pantry,Primary Bathroom,Separate Shower,Sound System,Storage,Vaulted Ceiling(s),Walk-In Closet(s),Wet Bar
  • Window features: Shutters,Skylight(s)
  • Flooring: Carpet,Wood
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Gas,Glass Doors,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,107
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,271
  • Total interior livable area: 5,271 sqft

Kitchen

  • Features: Kitchen Island
  • Level: Main

Laundry

  • Level: Main

Living Room

  • Features: Fireplace
  • Level: Main

Office

  • Level: Main

Other

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 8812304

Features

  • Private pool: Yes
  • Pool features: Fenced,In Ground
  • Patio & porch: Rear Patio,Glass Enclosed Patio,Front Porch
  • Exterior features: Basketball Court,Built-in Barbecue,Outdoor Grill,Smart Camera(s)/Recording
  • Has spa: Yes
  • Spa features: Spa/Hot Tub
  • Fencing: Split Rail

Lot

  • Lot size: 1.07 Acres
  • Features: Corner Lot,Landscaped,Secluded,Sprinklers In Front,Sprinklers In Rear
  • Lot size dimensions: 174x287x125x304

Parking

  • Total spaces: 3.5
  • Parking features: Attached Garage,Circular Driveway,Driveway
  • Has garage: Yes
  • Attached garage spaces: 3.5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hail
Ice Storm
Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,699$80,388
Home Insurance *$869$10,428
Property Taxes $1,832$21,984
Electricity $565$6,783
Total$9,965$119,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$341,657/yr
40% on housing$298,950/yr
45% on housing$265,733/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$251This listing

vs Other Active Listings

Avg $/sqft

ZIP 43615$124
Lucas County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 43615$136
Lucas County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$1,395,000
2022-05-05Sold$965,000
2003-08-14Sold$625,000

For Sale by Agent

AgentJoseph D. Mathias
BrokerageRE/MAX Preferred Associates

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