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16043 River Tree Ln, Charlotte, NC, 28278

5beds
4baths
2,503sqft
$534,900
$214price/sqft
$3,422/moest. monthly cost
$136,880/yrincome needed

About This Home

Welcome home to this stunning 2024-built, two-story masterpiece perfectly positioned on a coveted corner lot. From the moment you arrive, the impressive curb appeal and thoughtful architectural details set the tone for what awaits inside. Step through the front door and be greeted by a bright, open-concept main level adorned with rich engineered hardwood floors that flow seamlessly throughout every living space. Natural light pours in from every angle, highlighting the impeccable craftsmanship and designer finishes that define this home. The chef-inspired kitchen is a true showpiece, featuring gleaming granite countertops, premium cabinetry, and a generous island perfect for entertaining or everyday family life. Every bathroom in the home echoes this same refined touch, each outfitted with matching granite countertops and high-end fixtures that bring a spa-like feel to the daily routine. With five spacious bedrooms, there's room for everyone whether you need a dedicated home office, a guest suite, or space for a growing family. Retreat to the luxurious primary suite on the second floor, a true sanctuary offering the perfect separation from the rest of the home. The generous layout and premium finishes make it a space you'll never want to leave. Located just minutes from the tranquil shores of Lake Wylie, SC, this home places outdoor adventure right at your doorstep. Daily conveniences are equally effortless Rivergate Shopping Center is nearby, premier outlet shopping is just a short drive away, and seamless access to major interstates means commuting to Charlotte or reaching Charlotte Douglas International Airport is a breeze. Like new, move-in ready, and loaded with upgrades such as a 5.1 surround sound system with ceiling speakers in the living room, prewiring for vanity lights in every bathroom and a tankless water heater this is the home you've been waiting for. The HOA also includes a social and tennis membership for the Palisades Country Club. Schedule your private tour today before this rare opportunity is gone.

Getting Around

5
WalkingCar-Dependent
0
TransitNo Nearby Transit
17
BikeSomewhat Bikeable

Schools

8/10
1/10
Southwest Middle SchoolGrades 6-82.8 mi
8/10
Palisades High SchoolGrades 9-110.8 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement,Stone Veneer

Other

  • Builder model: Rodanthe
  • Builder name: Taylor Morrison

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave
  • Laundry features: Upper Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,503

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,503
  • Total interior livable area: 2,503 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 21722746
  • Zoning: MX-3
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.12 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,704$32,448
Home Insurance *$160$1,920
Property Taxes $325$3,900
Electricity $233$2,797
Total$3,422$41,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,325/yr
40% on housing$102,660/yr
45% on housing$91,253/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 28278$225
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28278$214
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Listed for sale$549,900
2024-04-09Sold$539,856

For Sale by Agent

AgentScott Byerly
BrokerageRE/MAX Executive

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