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840 Martinat Dr #1, Valdese, NC, 28690

2beds
2baths
955sqft
$229,900
$241price/sqft
$1,602/moest. monthly cost
$64,080/yrincome needed

About This Home

PRE CONSTRUCTION in the charming town of Valdese, North Carolina. Featuring 9-foot smooth ceilings, this open-concept floorplan maximizes space and natural light with transom windows in every room. The home includes 2x6 exterior walls, 2x10 floor joists, and an impressive R38/R19/R30 insulation package for superior comfort and efficiency. Beautiful 9" luxury vinyl plank flooring flows seamlessly throughout. The chef's kitchen boasts a stainless steel appliance package, including a 24 cu. ft. side-by-side refrigerator, glass top range, dishwasher, and microwave. Under-cabinet lighting and a shiplap accent wall add elegant touches. Retreat to the luxurious primary suite, complete with a 4'x6' ceramic rainfall shower. Stay cool and comfortable year-round with the 3-head mini-split HVAC system. Enjoy relaxing summer evenings on the 6'x20' front deck, with a stone foundation adding striking curb appeal. Topped off with 30-year architectural shingles, this home is built to last.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
Valdese ElementaryGrades PK-50.8 mi
4/10
Heritage MiddleGrades 6-81.9 mi
8/10

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl

Other

  • Builder name: Endeavour Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modern
  • Property subType: Modular

Interior

Appliances

  • Appliances included: Other
  • Laundry features: Other

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 955

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 955
  • Total interior livable area: 955 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 13385
  • Zoning: R-3
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 1.10 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Tornado

FEMA Declared Disasters in Burke County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$124$1,488
Property Taxes $116$1,392
Electricity $200$2,405
Total$1,602$19,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,925/yr
40% on housing$48,060/yr
45% on housing$42,720/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 28690$186
Burke County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 28690$189
Burke County$195

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2024-04-11Listed for sale$229,900

New Construction

AgentMark Cox
BrokerageN C Land and Lots LLC

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