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1290 Osage Ln, North Liberty, IA, 52317

5beds
3baths
2,462sqft
$549,900
$223price/sqft
$4,018/moest. monthly cost
$160,720/yrincome needed

About This Home

IMMEDIATE POSSESSION! - This welcoming floor plan features a kitchen with an island, hard surface counter tops, tile backslash, stainless steel appliances with gas range and microwave IS VENTED TO THE EXTERIOR. White trim and white doors throughout. Covered deck off of the dining area with steps down to the back yard. Trey ceiling in the great room with a gas fireplace. Primary suite has LVP flooring, walk-in closet and a private bathroom with tile shower and double sinks. Built-in drop zone in mud/laundry room. Finished lower level has a huge family room with a snack bar with sink, bedrooms 4 and 5, and bathroom. Photos of the actual property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

7/10
Penn Elementary SchoolGrades PK-51.0 mi
6/10
Liberty High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Partial Stone,Vinyl,Frame

Other

  • Builder name: Scallon Custom Homes, LLC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Plumbed For Ice Maker,Microwave,Range Or Oven,Refrigerator
  • Laundry features: Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full,Concrete,Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • High Ceilings,Tray Ceiling(s),Wet Bar,Primary On Main Level,Kitchen Island,Pantry
  • Flooring: Carpet,LVP
  • Number of fireplaces: 1
  • Fireplace features: Factory Built,Gas,Family Room
  • Fireplace: Yes
  • Finished area below ground: 949
  • Finished area above ground: 1,513

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,462
  • Total interior livable area: 2,462 sqft

Property

Details

  • Parcel number: 0717227037
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 10,454 sqft
  • Features: Less Than Half Acre
  • Lot size dimensions: 10,298 sq. ft.

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Strong Wind
Winter Weather
Hail
Heat Wave
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$232$2,784
Property Taxes $823$9,876
Electricity $183$2,203
Total$4,018$48,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,760/yr
40% on housing$120,540/yr
45% on housing$107,146/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 52317$184
Johnson County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 52317$181
Johnson County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$549,900

New Construction

AgentKarla Davis
BrokerageGATEWAY ACCESS REALTY

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