See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

222 Saint Charles St, Ironton, OH, 45638

2beds
1baths
1,140sqft
$73,800
$65price/sqft
$686/moest. monthly cost
$27,440/yrincome needed

About This Home

This home has lots of potential! Low traffic street, private rear yard with huge above ground pool. HUD Case #413-773196. As is with all faults, no post-closing repairs or payments will be made for any reason.Please refer to the Property Condition Report (PCR) and the Property Condition Summary (PCS) in HudHomeStore.com for potential disclosure items. Go to HudHomeStore.com to learn more about this home and how/who can bid. No one may alter or occupy property until after closing and funding. Sold as is. Minimum earnest money $1000.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

7/10
7/10
5/10
Dawson-Bryant High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1956

Materials

  • Roof: Metal
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Interior Area

  • Total structure area: 1,140
  • Total interior livable area: 1,140 sqft

Property

Details

  • Parcel number: 290900800000

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Above Ground
  • Patio & porch: Deck
  • Fencing: Chain Link

Lot

  • Lot size: 9,583 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached,1 Car,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $373$4,476
Home Insurance *$67$804
Property Taxes $53$636
Electricity $193$2,320
Total$686$8,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$23,520/yr
40% on housing$20,580/yr
45% on housing$18,293/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$65This listing

vs Other Active Listings

Avg $/sqft

ZIP 45638$86
Lawrence County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 45638$96
Lawrence County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$82,000
2025-09-03Sold$78,000
2022-06-15Sold$92,500
2022-04-27Pending sale$94,900
2022-04-19Price change$94,900
2022-04-01Listed for sale$99,900
2022-03-29Listing removed--
2022-03-07Listed for sale$89,900

For Sale by Agent

AgentRobert Bonecutter
BrokerageKeystone Real Estate Associates

Similar Homes