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2303 S 12th St, Ironton, OH, 45638

2beds
2baths
1,500sqft
$149,000
$99price/sqft
$1,189/moest. monthly cost
$47,560/yrincome needed

About This Home

Welcome to 2303 S 12th Street! This adorable home offers comfortable living with plenty of potential! Inside, you'll find laminate flooring throughout and two spacious bedrooms, an updated bathroom, and cozy living room. One of the standout features is the garage with a large living space above, offering endless possibilities. This additional space could potentially be transformed into an apartment, guest suite, or Airbnb, providing an opportunity for additional income or flexible living arrangements. Whether you're looking for a starter home or an investment opportunity, this property is worth a look!

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

5/10
5/10
Rock Hill Middle SchoolGrades 6-86.4 mi
4/10
Rock Hill Sr High SchoolGrades 9-126.3 mi

Construction

Condition

  • Year built: 1952

Materials

  • Roof: Shingle
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bedroom

  • Level: First
  • Area: 184.77083333333334

Bedroom1

  • Level: First
  • Area: 208.88888888888886

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: First
  • Area: 103.06250000000001

Features

  • Flooring: Laminate

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,500
  • Total interior livable area: 1,500 sqft

Kitchen

  • Level: First
  • Area: 120.9375

Living Room

  • Level: First
  • Area: 238.19444444444443

Property

Details

  • Parcel number: 370140300000

Features

  • Levels: One
  • Stories: 1
  • Fencing: None
  • Topography of land: Rolling,Sloping

Lot

  • Lot size: 3,920 sqft

Parking

  • Total spaces: 1
  • Parking features: Detached,1 Car
  • Has garage: Yes
  • Attached garage spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $753$9,036
Home Insurance *$135$1,620
Property Taxes $108$1,296
Electricity $193$2,320
Total$1,189$14,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,765/yr
40% on housing$35,670/yr
45% on housing$31,706/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$99This listing

vs Other Active Listings

Avg $/sqft

ZIP 45638$85
Lawrence County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 45638$96
Lawrence County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$135,000
2026-08-10Price change$140,000
2026-08-02Listed for sale$149,000
1986-01-15Sold$18,000

For Sale by Agent

AgentMeredith Ferry
BrokerageBunch Real Estate Associates

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