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518 W 5th Ave, Santa Maria, CA, 93458

3beds
2baths
1,294sqft
$610,000
$471price/sqft
$3,883/moest. monthly cost
$155,320/yrincome needed

About This Home

**Beautiful Single-Story Home in Quiet Gated Community!**Discover this spacious corner lot home featuring 3 bedrooms and 2 baths, nestled within a peaceful, gated community. Vaulted ceilings throughout create an airy, open feel in every room.The large, light-filled gourmet kitchen offers abundant cabinetry--perfect for everyday cooking--and seamlessly opens to the dining area and expansive family room with a cozy fireplace, ideal for family gatherings.The generous master suite includes a walk-in closet and a spacious master bath. Two additional bedrooms are also well-sized, providing comfort and flexibility for family or guests.Enjoy outdoor living in the sizable backyard, perfect for weekend barbecues or relaxing in the fresh air.Residents have access to a clubhouse with a swimming pool and event room, and the property is conveniently located near parks and major freeways for easy commuting.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
53
BikeBikeable

Schools

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,294
  • Total interior livable area: 1,294 sqft

Master Bedroom

  • Level: Lower

Property

Details

  • Parcel number: 117750063
  • Zoning description: Residential,Single Family
  • Special condition: Own/Licensee

Features

  • Stories: 1
  • Entry location: No Stairs to Entry

Lot

  • Lot size: 4,356 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Landslide

FEMA Declared Disasters in Santa Barbara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,084$37,008
Home Insurance *$102$1,224
Property Taxes $299$3,588
Electricity $398$4,786
Total$3,883$46,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,131/yr
40% on housing$116,490/yr
45% on housing$103,546/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$471This listing

vs Other Active Listings

Avg $/sqft

ZIP 93458$289
Santa Barbara County$1,075

vs Homes Sold Last Month

Median $/sqft

ZIP 93458$431
Santa Barbara County$735

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-17Listed for sale$610,000
2026-02-28Pending sale$610,000
2026-02-25Listed for sale$610,000

For Sale by Agent

AgentSammy Robinson
BrokerageRobinson Property Company

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