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148 Vaughns Mill Rd NW, Indian Valley, VA, 24105

5beds
3baths
3,465sqft
$499,900
$144price/sqft
$3,268/moest. monthly cost
$130,720/yrincome needed

About This Home

Welcome home to this spacious 5-bedroom, 3-bathroom home situated on 3 beautiful acres, offering the perfect blend of comfort, privacy, and room to grow. The thoughtfully designed floor plan features a main-level primary suite with its own private bathroom, while two additional bedrooms and a full bath are located on the opposite end of the home, creating an ideal layout for families or guests. Upstairs, you’ll find a second living room, along with two additional bedrooms and a full bathroom, providing a flexible space for a growing family, guests, or a private retreat. The beautifully updated kitchen offers ample cabinet and counter space, making it the heart of the home for cooking, entertaining, and everyday living. Newer flooring throughout adds a fresh, modern touch, while the screened-in back porch is the perfect place to relax and take in the peaceful surroundings. Outside, enjoy a fenced backyard that’s ideal for children and pets, along with 3 acres of land offering plenty of

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Floyd County High SchoolGrades 8-1213.7 mi

Construction

Condition

  • Year built: 2009

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Detached

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Refrigerator,Electric Water Heater

Basement

  • Area: 0

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Master Downstairs
  • Fireplace features: Gas Logs/Vented
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 3,465

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 3,465
  • Total interior livable area: 3,465 sqft

Property

Details

  • Parcel number: 48

Features

  • Levels: Two or More
  • Stories: 2
  • Patio & porch: Porch,Screened Porch
  • Exterior features: Garden

Lot

  • Lot size: 3 Acres

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Drought
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$217$2,604
Property Taxes $191$2,292
Electricity $333$4,005
Total$3,268$39,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,045/yr
40% on housing$98,040/yr
45% on housing$87,146/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 7.6%
7.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 24105$83
Floyd County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 24105
Floyd County$200

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Listed for sale$499,900

For Sale by Agent

AgentKaitlyn Short
BrokerageWeichert Realtors-Short Way Real Estate

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